Question Using PayPal and Stripe for Selling Ingame Services, Items, and Currencies

[Itwin123]

Hello everyone,


I run an online shop where I sell in-game currencies and items for various online games (for example, WoW Gold) and I'm using paypal as payment option.
In PayPal's Acceptable Use Policy (link), I found a section under "Cryptocurrency" that mentions:

"Any digital representation of value that can be digitally traded, transferred, or used for payment, including, but not limited to, cryptocurrencies, virtual in-game currencies, or non-fungible tokens."
Click to expand...

However, I assume this mainly refers to games or platforms directly tied to cryptocurrencies, not classic MMO in-game gold like WoW Gold.


My shop has been operating for several years now, registered as a sole proprietorship, and I pay regular taxes and VAT. I've never had any major issues with PayPal and my chargeback rate is extremely low.
Recently, though, I heard from other shop owners that PayPal closed their accounts without clear reasons.


I wanted to ask if anyone knows whether selling in-game currencies/items could be a risk factor for PayPal account closures?


Also, I noticed that some shops in the same niche have been using Stripe as a payment option for quite a while, even though Stripe's terms of service technically prohibit businesses selling virtual currencies and in-game items.
Does anyone know how they manage to keep using Stripe despite that? Any tips or advice would be greatly appreciated!


Thanks a lot in advance!

 

[twgtrading]

I think you can speak to Michael from UniqPayments. Their Stripe solutions for payment might be able to help you with that.

Have a nice weekend.

 

[bubbledouble]

You'll need a cloaking solution for your website if you want both Stripe and PayPal to accept payments for your services. michaelunique, who was suggested, is a good choice. I know there are several people on OCT who can help set up a complete website with cloaking. Don't get me wrong, I'm not one of them, I just read a lot of threads.

 

[Itwin123]

Thank you very much for your answers, I will contact them soon, is this Solution just needed for stripe or Paypal too (I mean with this, that Paypal did not accept Ingame Seller Shops generally or are they fine with this Type of Business if everything else is ok)? 🙂 And is this the only way or is it maybe possible to contact the Sales Team Show them how my Business works and ask for a permission, everything I do with the Shop is legal in my Country.

Last edited: Apr 27, 2025