Local AUD account providers?

Settled

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Oct 11, 2026
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Hello friends and like minded people!

Lately I have been searching like a mad man for EMI's that provide Local AUD accounts. Besides Airwallex and Currenxie I haven't found any! Are they even out there? Of course they must be, I just don't know where to look and I am tired of searching endlessly. Therefore I decided to ask here.
While Airwallex and Currenxie does offer this, they are not very happy about payments from individuals. Business transactions have been fine, even for six figures. But I need more providers offering local AUD accounts.

Volume is currently between 300-500K AUD a month and growing, with the same amount in FX as I convert everything into EUR and GBP.
Transaction size are between 10K and 150K.

So...does anyone know a provider or perhaps have a different solution? I have tried with solutions such as Stripe but they become a real pain in the ass when transactions hit a certain value.

I am based in the UK by the way.

Looking forward to get some help here. I'm no stranger to a finders fee for a good solution.

Thanks in advance and I am happy to be part of this great forum.
 
Wise 🤣 (don’t even try it)
I don’t know any EMIs other than those you mentioned.
These numbers justify a mission to Australia.
Lol, yeah I won't even bother with Wise.
Indeed they do, just have to convince my imaginary friend to go there, or perhaps find some friends down under.

I find it a bit odd there are so few options for local AUD accounts. Must be a reason why.
 
Wise may be the friendliest for individual payments even though their enforcement is quite unpredictable.
Worldfirst, PingPong, Lianlian - almost any Chinese platform supports it
Sokin but you have to request it manually
There is also Payoneer but I am not a big fan of their services
You can also open with Moonova which is the underlying provider for some EMIs, but their minimums are higher
 
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