Xapo Bank Real Deal or Total Steal? Unveiling the Truth Behind the Buzz: Share Your Experiences Now!

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sending money from Kraken to Wise works very well, takes only minutes. Maybe Xapo is‌ delaying your transfer somehow or they don't operate in the weekend.
 
EMI's like Wise and Revolut tend to flag such ventures‍ simply as a Crypto Exchange - this happened in the past to MisterTango before they⁠ re-branded or Fidor Bank which was mainly used for Crypto Transactions related to Kraken or⁤ Bitcoin.de - from todays point of you not a bad move from EMI's like Wise⁣ and Revolut as this prevented them from ending as a Laundromat like MisterTango or as⁢ a Insolvency Case like Fidor Bank.

As XAPO is a licensed Bank in Gibraltar but︀ entirely focused on Crypto I can imagine that they are getting additional or manual transfer︁ Reviews from EMI's as a SEPA Transfer is nowadays not taking longer then 3 Business︂ Days - usually even SWIFT Transfers are moving faster within 1-2 Business Days.

I did︃ hear only good things about XAPO Bank from clients using the Cashback Xapo Card spending︄ BTC but not using the Fiat On-/Off-Ramping XAPO Bank provides - personally for being a︅ fully regulated Bank I think the Fiat Payment Rails of XAPO Bank could be better.︆
 
never had problems with kraken & binance -> Wise using for many years after all.‌
 
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