the thing is that with CBDCs it will be way worse, that is why everyone is afraid...
if you are at least 90% sure︂ about the SoF and other reasons for the transaction from a personal account to another︃ personal account you can try this but the amount is too high for the traditional︄ personal-to-personal account transaction, I guess you already understood this from this thread... Questions will be︅ 100% like where you got these funds, what was the reason for the transfer, will︆ you pay taxes from this amount, the reason why this transaction is not from a︇ business account etc.
I also agree that by splitting the whole amount into smaller transactions︈ will not work because it will look suspicious to the payment institution. This scheme would︉ work in theory if you had like 10+ accounts controlled by you: payers and receivers︊ also should be different persons.
if you are at least 90% sure︂ about the SoF and other reasons for the transaction from a personal account to another︃ personal account you can try this but the amount is too high for the traditional︄ personal-to-personal account transaction, I guess you already understood this from this thread... Questions will be︅ 100% like where you got these funds, what was the reason for the transfer, will︆ you pay taxes from this amount, the reason why this transaction is not from a︇ business account etc.
I also agree that by splitting the whole amount into smaller transactions︈ will not work because it will look suspicious to the payment institution. This scheme would︉ work in theory if you had like 10+ accounts controlled by you: payers and receivers︊ also should be different persons.