Why US banks have such ridiculously low limits, best practices to increase them?

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PinkCat

🗣️ Loud Newcomer
Dec 20, 2022
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I have US company bank account with couple of US banks and all the limits are ridiculously low. For example,
- domestic transfer $2k per transfer, $5k per month
- wire $25k per transfer, 50k per month
- debit card $2k per charge

There is no option in the online interface to raise any of those. Accounts are over 3 months old. Other than generating history with this bank is there other way to have those limits increased faster?
 
Money laundering protections...

Vast majority of the worlds population and this includes the US lives off less than 2,000$ a month, or upto 5,000$.
 
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