I'm absolutely certain that price tag comes with value-added services...:w: I can also assure you that even some of the best versed offshore consumers are still no match for the absolute frustration and incompetence of certain financial institutions (around the world). There are endless stories similar to forcet's. The truth is that a really good financial intermediary is an invaluable resource for consumers.
I'm not saying that it is impossible to succeed without them, but given what's at stake and the track record of the multitude, is it really prudent to venture on and save a few dollars? 😕
We've literally had people crying on a︀ conference call, cash strapped and trying to salvage their solutions. Cheap things are no good...good︁ things are not cheap!