What's the best non high risk processor for digital business?

[clemens]

Want to start a new website, only selling information about a particular topic and service. It is digital service, new business as said, so no turnover no nothing.

Where would you start, I don't want to use paypal they suck. Stipe I have troubles with, they don't really approve a business before it is too late.

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[blizz]

I could say 2co is a good alternative

 

[SoNewToAllShit]

Why none high risk, you are sure it is not considered high-risk ?

https://www.digitalriver.com/
they are the most used for such stuff.

 

[5K1PP3R]

What exactly is the issue with Stripe? Have you submitted for approval already? What country?‌

 

[Money king]

It all depends on your volume and business area. If your business is in⁣ a grey area, then it is really hard to find a processor. There are a⁢ few processors who accept without com-registration, and maybe the business area could be closed no︀ matter what. But the MDR% would be higher than any other high-risk processor. This is︁ all about high-risk processing, I know.

 

[clemens]

problem is that I don't can get in touch with‍ them to clarify if I can get approved or not. I don't want to start⁠ my business and 2 days later they shut it down.

 

[Money king]

Hey, Clemens, Can you DM⁠ me?

 

[5K1PP3R]

Why would they shut you⁠ down if you are "selling information about a particular topic and service" which sounds like⁤ totally legit business? I really don't get what's your problem. They reply me usually within⁣ 1 day on both accounts that I have one of which have a business approved.⁢ You don't need their promise not to shut you down, that's not how it works︀ nowadays. If you follow their Terms and Conditions they won't shut you down. Just apply︁ for the business account, get it approved and then create a ticket through the Dashboard︂ and clarify if you need something.

 

[clemens]

I opened a ticket with them weeks ago, no reply at all! All I was‌ asking for was if they could accept the business, total radio silency

 

[uplana]

If they reply as @5K1PP3R say, why not apply and wait for them to get‌ back a day after?

 

[clemens]

because I don't want to waste‍ my time with a processor that does not answer support mails! What if something goes⁠ wrong?

 

[5K1PP3R]

It is weird but it may happen, the ticket got lost or you‍ asked something ambiguous that a low level staff doesn't know an answer to. But of⁠ course they should accept you, that's their MAIN BUSINESS accepting guys like you. Why wouldn't⁤ they. Just start the application process and in a couple of days submit them another⁣ ticket asking about the status.
I am interested in this situation myself because I will⁢ be submitting an application for my UAE company soon, so keep us posted please.

 

[blizz]

They process for millions and may therefore be impossible to get in touch with, like‌ paypal!

 

[5K1PP3R]

in my experience they always answer tickets, we probably‍ contacted them 20 times, including few times on an empty account

 

[uplana]

Looks like you are satisfied,‍ great to hear. How much volume do you put through them?

 

[lostguy]

What did you find @clemens ? If you are still on the look I may‌ have a valid processor for your business. You will find them in the mentor group‍ gold too but I can link it to you.

 

[Money king]

There are a few of them in the market for high-risk digital categories.

Sometimes customers‌ put off payments through PayPal hold.