What's difference from Visa debit card and credit card?

[newtooffshore]

I don't understand what the difference are? I ordered a Visa card for my bank account but got informed it is a debit card while I was thinking of a credit card??


Can someone explain if I can use the card in money maschine?

 

[JohnLocke]

Well here we go:

Visa credit card (or Master Credit Card) has a credit line‌ where most banks will ask you for a deposit of 2 - 5 times the‍ credit line on the card. The money has to be deposit on a bank account⁠ you won't have access to and has the purpose to guarantee the bank the money⁤ you spend.

Visa Debit Card (MasterCard Debit Card) allows the cardholder only to spend the⁣ money that's actually on the account and can as well as a credit card be⁢ used at most shops and all ATM's worldwide.

I hope it helps 🙂

 

[newtooffshore]

So' Im better with a debit card not credit card. what is ATM same as‌ MoneyMashine ?

 

[cosmo]

your right. You need to use Google some more.

Som other thing is that you most often pay a fee for the Visa credit card‍ which you normally don't do for the debit card.

 

[orangeye]

Admin explains it good. It's not difficult to understand the difference between a debit card‌ and a credit card if you didn't lived under a rock the last 20 years!!‍

Here is something for noobs

[video=youtube_share;FbCnubxPOXU]

 

[JohnLocke]

Cool Video, it explains well what a debit card (and credit card) actually is about.‌ let's hope it is of any help.

 

[stuntbiker]

Why don't you know what a Visa or Mastercard debit card is? I think it's‌ a stupid question!!

 

[alain]

That's a cool video explaining it⁠ well and easy to anyone who is in question.

 

[JohnLocke]

If anyone still need help just post here, we're happy to elaborate.

 

[pesto]

Does people really don't know what a debit card vs credit card is?!!

 

[newtooffshore]

Yeah some may be to stupid to understand what's the difference is, sorry 🙁