What online bank / neobank to use with swiss iban ?

[clemens]

Is there a online bank / neobank similar to DIBA in Germany which open private bank account easily if you have adrees and phone number in Switzerland?

Something reliable for smaller amount i.e. max 50K CHF at a time.

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[Alexmorgan]

Try Dukascopy

But be aware that they may close your account for no reason

Besides prepare your SOF for the money you moving to it

 

[mausamKonwar]

Swissqote is a digital bank in Switzerland. You can open bank account online without visit‌ branch.

 

[Sols]

https://www.neon-free.ch/en/https://www.radicant.com/https://yapeal.ch/en/https://www.alpian.com/https://www.yuh.com/en/

 

[daniels27]

Depends if you have a residence permit. If yes:
- neon, yuh, zak, csx, radicant, yapeal‍ (not free)
If not, then
- swissquote, flowbank, dukascopy, alpian (not free), seba (not free)⁠

Please make sure to ONLY use Swiss phone numbers, do not use any US, etc.⁤ numbers, it will get you in trouble for sure.

 

[Alexmorgan]

I use Bahrain number for dukascopy and still no problem yet

But i see them⁣ running siren when any money coming from US or going to US

They hate it⁢ even tho i have a USD account with them

 

[jafo]

100% this!

A former Swiss private banking/wealth management compliance officer retired this year.‌ After she retired, we started confabulating often as she now does consulting for a friend‍ who runs a family office. She gave me the following advice: Don't keep or dabble⁠ in USD outside the USA.

Long story, short... I NO longer dabble in USD accounts⁤ ANYWHERE outside the USA. Only US accounts have US dollars. No Swiss, Chinese, German, British⁣ etc, etc accounts hold currency in USD. Since I've implemented this, no more issues. No⁢ questions. Nothing. Could be a coincidence. 🙄

 

[JackAlabama]

Yah, pretty solid advice. However usd︀ in uae is a walk in the park. Maybe the peg countries are exempt.

However, old school cash bills usd are highly useful (especially outside ursulandia) 😉

 

[jafo]

rof/%

 

[JohnLocke]

Please get back to topic or open a new thread about USD accounts 😉

 

[EliasIT]

You don't need that, just approach a retail bank in Switzerland and they will open the‍ account for you. You could ask the bank that is holding your "Kaution" - that's⁠ what I did, got my account within 10 minutes.

 

[Sean Restling]

Flowbank

 

[mytoofood]

Do you know if they open business bank‌ accounts for Swiss company?

 

[Sean Restling]

I don't know, you could ask, I do know the opening process is rather straightforward‌ and they do offer a CH IBAN (multicurrency). Commissions are not high.