What is the best EMI alternative to Wise?

[CoinMaster]

Looking for an alternative to Wise, I read lot's here but would like to have a good one for 30K euro keeping there??

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[clemens]

How about Zen.com or Airwallex ?

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[JohnnyDoe]

Anything is better than Wise, but you shouldn't keep any money in a bank/emi. Only the cash you need for short term expenses.

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[CoinMaster]

okay, where would you stash your money then ? It is in Wise right now, so can't get it out to crypto from there?

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[JohnnyDoe]

CoinMaster said:
okay, where would you stash your money then ? It is in Wise right now, so can't get it out to crypto from there?
Click to expand...

Open an account with an exchange with a personal iban (SwissBorg, crypto.com, Nexo etc.) and transfer fiat to it.

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[ABCZYX]

If you wan tto buy crypto (BTC) anonymously, you can use Hodlhodl and pay with wise directly, so no need for an additional EMI.

 

[Why]

JohnnyDoe said:
Open an account with an exchange with a personal iban (SwissBorg, crypto.com, Nexo etc.) and transfer fiat to it.
Click to expand...

That's the worse advice ever. Everybody in crypto knows that you should never keep your money in exchanges. Not your keys, not your crypto. Same goes with cash. A year ago you would have advised to put your money on FTX?

 

[padres123]

Why said:
That's the worse advice ever. Everybody in crypto knows that you should never keep your money in exchanges. Not your keys, not your crypto. Same goes with cash. A year ago you would have advised to put your money on FTX?
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ha ha Why ? See the question above?

"....EMI alternative to Wise?"​

🙂

.... more alternatives with your own IBAN...
Zen.com - IBAN ??
Wirex - IBAN IIXX XXX
hi.com- IBAN GBXX XXXX
revolut- IBAN LTXX XXXX
Plutus- IBAN NLXX XXXX
Monese- IBAN BEXX XXXX
Crypto.com- IBAN MTXX XXXX
Bitsa- IBAN ESXX XXXX
Monerium- IBAN ESXX XXXX
W1tty- IBAN GBXX XXXX

.... and many more 😉

Last edited: Nov 28, 2023

 

[markymark]

never had an issue with WISE. Have transferred 100k+ with no hassle on personal account.
not sure why WISE is getting a bad wrap here sometimes.
The other EMI´s are not as big

 

[Piano]

padres123 said:
ha ha Why ? See the question above?

"....EMI alternative to Wise?"​

🙂

.... more alternatives with your own IBAN...
Zen.com - IBAN ??
Wirex - IBAN IIXX XXX
hi.com- IBAN GBXX XXXX
revolut- IBAN LTXX XXXX
Plutus- IBAN NLXX XXXX
Monese- IBAN BEXX XXXX
Crypto.com- IBAN MTXX XXXX
Bitsa- IBAN ESXX XXXX
Monerium- IBAN ESXX XXXX
W1tty- IBAN GBXX XXXX

.... and many more 😉
Click to expand...

WIREX IBAN II ? Which country is that ?

ABCZYX said:
If you wan tto buy crypto (BTC) anonymously, you can use Hodlhodl and pay with wise directly, so no need for an additional EMI.
Click to expand...

any other reliable place for other cryptos like USDT , USDC ,etc”¦?

Last edited: Nov 28, 2023

 

[Alexmorgan]

markymark said:
never had an issue with WISE. Have transferred 100k+ with no hassle on personal account.
not sure why WISE is getting a bad wrap here sometimes.
The other EMI´s are not as big
Click to expand...

Just give them some time they will come back for you

 

[padres123]

Piano said:
WIREX IBAN II ? Which country is that ?


any other reliable place for other cryptos like USDT , USDC ,etc”¦?
Click to expand...

Wirex...opps Sorry : IE --- Ireland
------------------------------------------------------
....localmonero.co, binance P2P , Kucoin P2p, agoradesk.com, localcoinswap.com, mtpelerin.com/de (no KYC 1k/day), DFX, relay, trocador.app and trocador.app/de/prepaidcards/ (Crypto to Visa / Master ...NO KYC!!!!)

 

[JohnLocke]

JohnnyDoe said:
Open an account with an exchange with a personal iban (SwissBorg, crypto.com, Nexo etc.) and transfer fiat to it.
Click to expand...

Would you run the same strategy, for example, with Kraken? And why do you think that a crypto exchange is safer to have FIAT in than, for example, an EMI (Electronic Money Institution)?

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[JohnnyDoe]

JohnLocke said:
Would you run the same strategy, for example, with Kraken? And why do you think that a crypto exchange is safer to have FIAT in than, for example, an EMI (Electronic Money Institution)?
Click to expand...

I didn't mean that you should leave fiat on an exchange. Using an exchange offering a personal iban is a way to buy crypto from banks that are against it, as they see the fiat transfer just as a balance transfer to your own account. You should never leave any fiat or crypto in an exchange: once fiat has arrived, buy whatever crypto you like and move it to your cold wallet.
Don't think that USDT is any safer than USD fiat though, as it is essentially the same as having deposited USD with Deltec.

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[markymark]

Alexmorgan said:
Just give them some time they will come back for you
Click to expand...

Come back for me? can you be specific please?

 

[Alexmorgan]

markymark said:
Come back for me? can you be specific please?
Click to expand...

They will freez it for you and ask you a lot of documents

See the stories here and Truatpilot

 

[markymark]

Alexmorgan said:
They will freez it for you and ask you a lot of documents

See the stories here and Truatpilot
Click to expand...

Alexmorgan said:
I already received the transfer 5 months ago. No Issues. I have since moved it again, no issues.
Click to expand...

I already received the transfer 5 months ago. No Issues. I have since moved it again, no issues. If they were to freeze, it would have been done 24 hours after it arrived. I have more issues with my bank, than with an EMI such as WISE
Click to expand...

 

[Alexmorgan]

Not wise

It was Mercury and im fully using mercury

 

[Why]

padres123 said:
ha ha Why ? See the question above?

"....EMI alternative to Wise?"​

🙂

.... more alternatives with your own IBAN...
Zen.com - IBAN ??
Wirex - IBAN IIXX XXX
hi.com- IBAN GBXX XXXX
revolut- IBAN LTXX XXXX
Plutus- IBAN NLXX XXXX
Monese- IBAN BEXX XXXX
Crypto.com- IBAN MTXX XXXX
Bitsa- IBAN ESXX XXXX
Monerium- IBAN ESXX XXXX
W1tty- IBAN GBXX XXXX

.... and many more 😉
Click to expand...

Thanks but none of these seem to offer multicurrency personal account like Wise do.

 

[JohnLocke]

No, Wise is quite unique in terms of their simple and easy user interface as well as the many currencies they offer.

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