URGENT: $1m/month looking for high-risk EU payment processing for ecom/nutra

[Mr Saito]

Hello gentlemen,

Me and my business partner are currently doing 50k days in the US selling ecom products.

We were using Bluesnap but our account got limited.

Now we're just switching over to a new US processor - https://www.seamlesschex.com
(Will see how that goes).

However, they can't accept international payments in other currencies.

So we're looking for either

1) An EU processor that we'll only use for the UK and EU.

2) Or a US processor that can accept international payments in their currencies (EUR, GBP, AUD, etc.)

*Ohh also we're looking for an AU processor that can accept AUD.

And we want good approvals 70%+.

No processing cap. We don't want to submit a bunch of bank sites and rotate mids.

If the processor has the capability for MRR - it's even better!

We'll even put a 1k bounty if you can recomment us a SOLID processor with GOOD approvals, no cap, ability to process international payments and currencies.

Looking forward to your replies.

Thank you!

Last edited by a moderator: Dec 8, 2024

 

[daniels27]

What is your charge back rate? What country is the company registered?

 

[Clearsky Network]

Can you share a more detailed︅ business activity?
Is your company registered in the US?

 

[JohnLocke]

Essential information about your business, such as location and what you sell, is completely missing.‌

 

[Mr Saito]

Info:

We can keep CBs below visa/mastercard threshholds.

We have companies in the‌ US and also HK.

We sell ecom products and supps.

 

[daniels27]

Ok, have you tried fastopayments.com or checkout.com, durangomerchantservices.com?

For EU/UK and Australia you would need‌ at least a branch/subsidiary for merchant services. You cannot legally get this. Would this be‍ an option?

 

[lory]

Cloaked Stripe accounts could work for your business ?

 

[FildaK]

I think it would be a good idea to try to go for some Fiat‌ on ramps. You will not be able to put them through a cascading system but‍ I think you can achieve such 70% acceptance rate.

 

[Titibtototo]

Try to get a warmed stripe account, they accepts any sort of currencies on one‌ account and u can use it from us with llc docs

 

[yngmind]

Check your DM's, we can potentially help you.

 

[Mr Saito]

Hey, sorry for the late reply guys, I⁠ didn't get notified by email.

Yeah they all pretty much want 3-6 months of clean⁤ processing history, which I can't provide cause my sales were split between different companies, processors,⁣ friends, some went down, etc.

It's just a mess they don't want to deal with.⁢

Stripe are THE WORST. I'll NEVER work with them EVER again. I have like 10 banned︀ stripe accs under different names, companies, jurisdictions, etc. They've refunded hundreds of thousands...

Even with︁ cloaking and proper warm up you should still not process over a few k a︂ day with stripe cause chances are you'll get banned. And that's not an option for︃ us. (Plus I have 100% trust in stipe that they'll ban me for WHATEVER reason︄ and hold/steal my money).

Hello sir! I have NO IDEA what that is but if you︈ could explain, I'd def try it. Thank you!

 

[daniels27]

Ok, but what is the business? Why getting banned all the time?

 

[Mr Saito]

We're selling ecom products and nutra.

Just throuought the years, we've done many mistakes like‌ selling crap products, getting too many CBs, scaling too fast, not having the right systems‍ in place, volume dropping rapidly when the product dies out (so CB % goes up),⁠ etc.

Now we can keep CBs below visa/master card treshhold and just looking for a⁤ solid processor with good approvals we can work with in 2025 and accept global payments.⁣

 

[daniels27]

Look, I think nobody wants to deal with such problems. If you have a solid‌ business and a good website that does not show nutra, you can approach any merchant‍ service and ask them for an account. If you then change the website to nutra⁠ later, it is your choice. But if you have CB above 1%, there honestly is⁤ something wrong with you or the customers and then I would fix that first.

If you are sure, you can manage, it let me know, I know where to call.⁣

 

[ActionMan]

I have sent you a DM. check it.

 

[Dandyline]

CB around 1% is not that much, its 10 disputes︀ per 1000 transactions.

 

[daniels27]

I have less than 1 per 2000 transactions.

 

[Dandyline]

Depends on‌ the country or market, customers in some countries dispute transactions for fun. Friendly fraud is‍ rampant.

The dispute system is very outdated.

 

[daniels27]

These are the countries where you always‍ pay twice as much as needed for basic things.

Yes. And inefficient with real people handling the requests. They⁤ should have a standardised API.

 

[bizman]

Are you all into nutra business? conf/(%