The Johnny Doe IBKR portfolio

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uranium said:
Agreed on sp500 part
But don't agree on tqqq
It is only tech based and much higher drawdown than sp500
I prefer to have all sectors under voo which has 30% tech.
10% a year is enough
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I agree.
but TQQQ is just for one type of investment. short term, like 30-40 trades per year
while on QQQ you can hold it for long term
but if you hold it for long term is better SPY, more diversified.
 
hellboy78 said:
I agree.
but TQQQ is just for one type of investment. short term, like 30-40 trades per year
while on QQQ you can hold it for long term
but if you hold it for long term is better SPY, more diversified.
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Oh so you are trading aka gambling
I only hold
I don't buy low sell high
Although I believe that tech will outperform all other sectors so with qqq you will make much more than spy
For me Voo and chill
 
JohnnyDoe said:
I am curious to know your exit strategy, if you have one. Or do you plan to just hold forever and enjoy watching numbers increasing?
Perhaps you use your holdings as collateral for loans?
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Good question
From voo I make 10% +1.34% dividend per year
I spend only dividends (1.34%) that's is all what I need
The 10% I reinvest it and let compounding do its magic
Even if there will be drawdown I still get my dividend guaranteed
For me dividend = salary
Hope you got my point
No matter what happens even if sp500 falls by 30-50% a year. I still collect my dividend and live off it.
 
uranium said:
Good question
From voo I make 10% +1.34% dividend per year
I spend only dividends (1.34%) that's is all what I need
The 10% I reinvest it and let compounding do its magic
Even if there will be drawdown I still get my dividend guaranteed
For me dividend = salary
Hope you got my point
No matter what happens even if sp500 falls by 30-50% a year. I still collect my dividend and live off it.
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Certainly one of the safest and sustainable income+growth strategy but requires at least US$ 5M capital.
 
Radko said:
More like 7%, let's not forget inflation.

I seriously doubt the next decade will return that 7% average.

Enjoy the ride...
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Agreed with inflation part
But 7% on average is very possible
And all thanks to tech
In future voo will be like 50% tech.
 
uranium said:
But 7% on average is very possible
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Vanguard came up recently with a long report in which they expect an average return of 5% during the next decade (adjusted for inflation).
Goldman Sachs forecast is also 5% for the next decade.

Although at the end of the day nobody knows, but it doesn't seem that inflation is coming down to 2% anytime soon.

We shall see....
 
Radko said:
Vanguard came up recently with a long report in which they expect an average return of 5% during the next decade (adjusted for inflation).
Goldman Sachs forecast is also 5% for the next decade.

Although at the end of the day nobody knows, but it doesn't seem that inflation is coming down to 2% anytime soon.

We shall see....
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5% without inflation is enough for me
My game is dividends not return
I use return only to grow capital
Imagine how much you make with VT with inflation adjusted 2% return?
 
JohnnyDoe said:
Not financial advice.
Since a few people asked me in private, this is how I invest with IBKR for income plus some extra pickings that I don't want to run through the bank.
The current overall annual dividends rate of the portfolio is 8.7%.

View attachment 5763View attachment 5764
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Just missing BXSL in it and quite a few that overlap themselves (thus reducing the efficiency of the portfolio, but I assume that's on purpose), otherwise quite the income portfolio.
 
European said:
@JohnnyDoe
Can you provide some examples of the companies offering those bonds?
What banks offer this service?
Thanks
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Look at the perpetuals and the various issuings from banks/financial companies for institutional investors. You can use a bond selecting tool.
You can also check sovereign bonds (USD denominated) like KE and NG.
Any bank should be able to give you access to these instruments.

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Guys, do you keep buying the ETFs and Stocks now for your long term portfolios?
Or you wait for prices drop? I just can't make myself to buy now when it is all at AHTs 🙂
 
Butcher82 said:
Guys, do you keep buying the ETFs and Stocks now for your long term portfolios?
Or you wait for prices drop? I just can't make myself to buy now when it is all at AHTs 🙂
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Never try to time the market! Setup a regular buy plan and don't look at prices.
I keep increasing my portfolio regularly, and use part of my earnings to buy btc.
Note that the main goal of my portfolio is to generate regular income, and to beat debasement. Not to achieve stellar absolute performance.

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