The cost of anonymity

A

albright

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May 28, 2025
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Hi guys,

I appreciate that the below scenario may seem a little convoluted, and also that many of you might suggest leaving money in dark EMIs or indeed Crypto wallets or simply withdrawing as cash, but nevertheless I'm interested to know if the approach below (or a variation of this approach) would allow for total anonymity of the source of funds, and what the end value might look like after all transaction fees are taken into account.

I appreciate that in this scenario, the individual is likely to be liable for personal tax, but I am trying to establish the costs/benefits of this via simply withdrawing large amounts of cash from a dark EMI and struggling to use it in any meaningful way (like paying off a mortgage).

I am not an expert when it comes to cryptocurrencies so forgive me if I've missed a step here or added one step too many...

Starting amount: €10000
Start location: EU based company bank account

Objective: Move money from EU company to real personal bank account via dark accounts

Reason: Peace of mind that money is not going to suddenly be frozen in a dark EMI or fluctuate in value in crypto, or be difficult to spend in cash.

Step 1: Dark individual/company invoices EU company requesting €10000. EU company pays via EMI (AdvCash / Mister T etc)

Transaction fee: ?
Amount remaining: ?

Step 2: Convert/send money to dark Bitcoin wallet

Transaction fee: ?
Amount remaining: ?

Step 3: Trade Bitcoin for Monero

Transaction fee: ?
Amount remaining: ?

Step 4: Send Monero to real individual Monero wallet

Transaction fee: ?
Amount remaining: ?

Step 5: Convert Monero to Bitcoin

Transaction fee: ?
Amount remaining: ?

Step 6: Convert Bitcoin to FIAT

Transaction fee: ?
Amount remaining: ?

Step 7: Withdraw money to real bank account

Transaction fee: ?
Amount remaining: ?

””
 
Why are you so interested in the costs of Transfer fees when you can safe tax. Actually with the structure in your mind you don't have to pay tax at all but can withdraw funds in cash or through some corporate setup where the money get taxed.

Anyway, most EMI's don't have any fee on wire transfers (don't know why, but right now it is so) - in regards to exchanging crypto I don't see that there are any cheap solution other than Exodus but still you have to pay something for the exchange.
 
EU Bank transfer: SEPA cost less than 10 EUR in most banks and EMI.
Transfer Crypto (99% of coins) cost less than 0.1% (for more than 1K USD)

If you don't pay taxes u can hide your money:
1. Dark/Donkey EMI (limited sum)
2. Crypto (u can hold 1B USD if you want but price change very fast)
3. Cash (limited sum)

There was days when you could set 100% anonymous (under your name) company and buy real-sates. I don't exist any more in EU/US/CA/UK.

Last edited by a moderator: Oct 17, 2018
 
There is no need for a donkey, you can use a homeless guy that don't even know about what he is signing nor what his documents are used for! He will never run with your money!

Anonymous bank accounts are over if you use fake docs, but if you do real darks and you know what you are doing it is well possible to do for a limited period. Now I don't speak about a perma period / solution but for a limited time, it is also possible to have other accounts opened with real darks by financial institutions. It's a matter of how you are doing things and I'm sure OP know what I speak about.

You are getting way off topic with your last two lines @Min Park ! but let @Admin decide what to do, feel free to delete my post here!
 
Hi guys,

Thanks for the responses. @Min Park here is the thing about your comment:

If you don't pay taxes u can hide your money:
1. Dark/Donkey EMI (limited sum)
2. Crypto (u can hold 1B USD if you want but price change very fast)
3. Cash (limited sum)

I assume nobody wants to hold large amounts of money in a dark EMI account for long periods, and I also assume nobody really wants to hold large amounts of crypto due to the instability of the currency. Which then leaves cash, but if you can't use large amounts of cash to pay for things like properties, mortgages, cars etc, then holding large amounts of cash is somewhat useless.

So I guess my question is, what is the simplest method to get tax free money back into the banking system legitimately, under a real name. Withdrawing cash from a dark EMI and then depositing this back into a personal bank account will raise questions after a certain amount.

Are there any options for creating a personal bank account in e.g. Cyprus under a real name, and then send money from dark EMI to dark crypto, then back out to real crypto, then convert to FIAT and send to this real bank account? If Cyprus is not your country of residence would your local government still a) have visibility of your funds and b) want to know where the funds came from? The reason I am asking about this is because then you have money in a real bank account under a real name and can confidently pay for things that you would otherwise be unable to pay for using cash. But if the source of the money is still going to be questioned/investigated in the Cyprus account then this solution wouldn't work.

Thanks guys (@Min Park and @negon)
 
The problem is that the Cyprus bank account will be reported regardless if it is a personal or corporate account! So your name will show up sooner or later at your tax office. So there is not really any good solution for it.

Back when AdvCash offered a MasterCard that was send to any address it was the perfect tool for what almost anyone using darks is looking for. Now it requires a whole lot more.
 
Thanks @negon

So to put it bluntly, all you guys are holding loads of cash in your homes? How is everyone buying high value items such as properties, or paying off their mortgages? Or if you're not holding cash, you're holding loads of crypto, which still doesn't allow you to do those things (I am aware some companies let you buy property with crypto, but its limited, and not a solution if you want to pay off an existing mortgage).
 
You have a good point here!

Actually it is possible to open some sort of EMI accounts with darks. The way I have got an anonymous account a few times ange¤%& is like this:

Setup a offshore corp in the Seychelles (or Belize it doesn't matter) using darks
oredered mail forwarding for the company, so that a debit card or anything that is send to the address of the Seychelles corp is forwarded to my address, could as well be a P.O.Box
Then I used the same darks to open a Mister Tango account, changed the picture on the ID of the darks and told them to send the card to the companies address.

Now I hold several corporate MasterCards in my hand with not my name on.

If this is the only viable way of doing it, I don't know but this works for me.
 
Let me do it simpler.

Money that you don't pay tax can be use only as cash or crypto.
You can't put it in real bank account under your name, never mind where the bank is. All banks that follow US/EU rules must report to you home tax office.
No taxed money (black money) can't enter the banks system. This days are over.
 
@negon in your example, all of your money is being held in dark accounts, right? And so there is a high risk that you could lose all of this money if your accounts are frozen? Also, in your example you still wouldn't be using that money to buy properties or paying off your real identity's mortgage? If you did try and use your dark identity to buy property, you'd be creating even more risk for yourself.

@Min Park thanks for your response to, it makes sense. In my instance I can probably just about deal with this, but when I see people on here talking about making hundreds of thousands or even millions per month, I struggle to understand how they can cope either with that amount of cash or the crazy fluctuations in crypto.
 
@albright if they smart they stay under the radar, if not they buy a Ferrari.
Or you can live in Asia/Africa/Arab regions where they don't care how you make your money.
 
albright said:
albright said:
@negon in your example, all of your money is being held in dark accounts, right? And so there is a high risk that you could lose all of this money if your accounts are frozen? Also, in your example you still wouldn't be using that money to buy properties or paying off your real identity's mortgage? If you did try and use your dark identity to buy property, you'd be creating even more risk for yourself.
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You need to take it a step further if you want to spend the money on property, cars or a boat! There is always a solution to all of this but it's costly and complicated and of course illegal! I agree you can't use it to pay any loans or mortgage just by withdrawing the money. But if you are smart enough you can wash the money white which is going under moneylaundering and that you already may know is connected to long holidays in prison.

You can spend the money on day to day things, food, clothes and stuff like this and you can if you spend enough effort to it buy a car or a boat, not a million boat or car but something nice.
 
The point is not to put the same eggs in the same bag ( hope the translation sounds as good as in french ) so you can mix emi's, crypto , differents low investment.
Going dark with emi's at my opinion it s a tool to make money only, you can avoid tax, VAT, or make some fraud if it s your cup of tea, but not the solution to park money!
But then it s very personal ... You have to take your own decision with what you have in hands ( relationships, partners, lawyers, councilor etc ) and what you have in the Pocket too!
For 100 k Euros you can park it splitter in emi's, buy some crypto , you can loose a bit not all.
For 1 million.... You can invest in a nice structure and real bank.
Cash it s good too , you can spend it in overseas countries, and to park it the 500e help a lot.

Toggle signature
Scammed people on the forum!
 
How did the OP resolve this?

@David - what are the best solutions to park money for £1M+ and how much will this cost?
 
There is a possible solution to setup a company in Hong Kong with HK business banking. Move the money to HK will allow you to stash £1M over a 4 months period if done correct. You need to do this in several smaller portions to avoid too much attention from any bank inbetween this process.

Once the money is in HK it's well possible to spend it as you like.
 
Setup correctly and in the right way yes. Take it to the Mentor group and I will explain it to you.
 
Ianco said:
Ianco said:
Ok - I thought that's where we are? 🙂 how do we got there?
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UPS, sorry my fault! I thought it was the public forums.

So yes, if you setup the entire thing with darks, the same goes with companies in Norway since they have a special set of laws applicable for Special license companies which isn't known to most people.

You can apply for a special license company in Norway which allows you to conduct financial services below NOK 20 million which is aprox £1,9M you can do financial transactions within this entity. Means the tool is the same as with the HK corp. you move the money in 4 - 7 chunks and stash it there. So you use your corporate bank account to buy whatever you want or even setup a daughter company which let you buy property worldwide.
 
Very interesting Thanks. To clarify:

Is the banking with SEB?
The Max account balance or money flow is £1.9M?
How much would this setup cost and how long to implement?
 
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