AD SOVRAE: Crypto privacy cards

Hey everyone!

Sovrae Update — March 2026


What's new

Our cards
  • Virtual (No KYC) — $89
  • Physical (Light KYC) — $249
  • Physical (No KYC) — $349
Coming soon
  • Bitcoin deposits
  • Lower network fees (working on removing them entirely)
  • Internal transfers, IBAN deposits (TBC)
Follow us
— The Sovrae Team
 
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The total fees are on the high side, like 6%
Hey,

You can find the full breakdown of fees on the first page of this thread or on our website at www.sovrae.io.

In short, total fees are around 4.5–5% for regular transactions and 6.5% for ATM withdrawals. Perfectly in line with the rest of the market for this kind of privacy card.
 
Any estimate on when BTC can be used to top up? Any plans to accept Monero?
Hey friend,

We are working very hard to bring an amazing update to the app, we are changing the wallet system completely which will enable us to support more tokens such as BTC, SOL and more... Let us see if we can also include Monero in there.

Expected in June.
 
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Hey friend,

We are working very hard to bring an amazing update to the app, we are changing the wallet system completely which will enable us to support more tokens such as BTC, SOL and more... Let us see if we can also include Monero in there.

Expected in June.
It's now October. Ready yet?
 
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It's now October. Ready yet?
Hey, fair question, here's where things stand.


The wallet update is live, but it took a different shape than we expected: instead of adding tokens one by one, the app now has a non-custodial wallet (you hold the keys) with a built-in Swap. So BTC, SOL, ETH and co are not directly supported for top-ups, but you can bring other coins into your wallet and swap them there into USDT or USDC, then load the card. The cards themselves stay rechargeable in USDT and USDC on BEP20 (BNB Chain), ERC20 (Ethereum) and TRC20 (TRON).


The other news: we've just launched new cards, issued in Singapore, with much higher limits:


  • Virtual Privacy, $89: up to $80,000 per payment, $1,000,000 a day, no monthly cap, $0.10 + 1.5% per payment, Apple Pay and Google Pay, no KYC
  • Physical Privacy, $349: same limits, plus ATM withdrawals up to $3,750 a day and $80,000 a month, no KYC

Everything is explained step by step here, including the wallet and the swap: https://sovrae.io/guide/en.html
 
Hey, fair question, here's where things stand.


The wallet update is live, but it took a different shape than we expected: instead of adding tokens one by one, the app now has a non-custodial wallet (you hold the keys) with a built-in Swap. So BTC, SOL, ETH and co are not directly supported for top-ups, but you can bring other coins into your wallet and swap them there into USDT or USDC, then load the card. The cards themselves stay rechargeable in USDT and USDC on BEP20 (BNB Chain), ERC20 (Ethereum) and TRC20 (TRON).


The other news: we've just launched new cards, issued in Singapore, with much higher limits:


  • Virtual Privacy, $89: up to $80,000 per payment, $1,000,000 a day, no monthly cap, $0.10 + 1.5% per payment, Apple Pay and Google Pay, no KYC
  • Physical Privacy, $349: same limits, plus ATM withdrawals up to $3,750 a day and $80,000 a month, no KYC

Everything is explained step by step here, including the wallet and the swap: https://sovrae.io/guide/en.html

The website says $80 000 limit per single payment for the physical card... does that mean chip + contactless? Or is it via Apple Pay/ Google Pay tap-and-pay for in-person payments?

Do you also support XMR to USDT/USDC swaps?

Please send me a DM with the two providers that you use for virtual and physical cards, this sounds interesting.
 
Please send me a DM with the two providers that you use for virtual and physical cards, this sounds interesting
Why would he share that? I would advice him against doing so. His service works so why would he want it to be taken down?
 
Why would he share that? I would advice him against doing so. His service works so why would he want it to be taken down?

@Rick , do you suffer from multiple personality disorder? This is you on this exact same thread ten months ago:

(...) Would love to receive the DM with further info, seems very interesting as most vcc providers only seemingly are able to provide vcc giftcards which are not that great

Just asking the same request for more details that others asked for, including your prior personality.

Because I assume that your prior personality understood that these no-KYC cards work on providers. And he was willing to disclose the providers for the VC and the PC to previous users.

And I assume your prior personality also understood why we all ask this question.

And "His service works" is based on who exactly? I don't see reviews from other users, other than you saying "His service works".
.... but you can't even remember what you said last December 😀
 
Why would he share that? I would advice him against doing so. His service works so why would he want it to be taken down?

This was posted October 1st 2026.

Quote from DC5 DeCard provider:

We are aware that Sovrae (DMUT PTE. LTD.) has referenced DCS as a card issuer in its Terms of Service.DCS has no partnership or affiliation with Sovrae and has not authorised or supported any card programme associated with them.We encourage customers and partners to verify any claims of association with DCS DeCard through our official channels.

Now your multiple personality disorder starts making sense @Rick , I wouldn't even be surprised if somehow there's a connection between the advertiser and you 😀

And what’s funny is that while you Rick are so paranoid about Sovrae naming its providers, Sovrae itself listed all of them (or was it fraudulent misrepresentation?) in its Terms of Service just a few weeks ago. That’s probably how they got caught.

Quote from this website:

Cards we don’t rank, and why

Sovrae. A prepaid USD card sold for a one-time $89 (virtual) or $249 (physical), topped up with USDT or USDC, and marketed on privacy with “no verification needed”. It pays no cashback. Its homepage says every transaction carries a foreign-exchange fee and a transaction fee that are only shown inside the app after purchase, and its terms refer to a fee schedule that is not published. The terms name the issuer as “[DCS, Interlace, or Fiat24]”, brackets included, and no licence of any kind is claimed. The operating company is DMUT PTE. LTD., a Singapore company incorporated in May 2025, under Hong Kong law. It also runs a three-level referral scheme paying up to $50 per card sold. Undisclosed fees, an unnamed issuer and no regulator each rule a card out on their own. Checked September 27, 2026 against sovrae.io and its terms of service.
Lots of explaining to do from Sovrae.....
 

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