I believe, competely 🙂. I am aware that Wise works for many. And good for you!
Of course.
In general, I share this opinion of︀ yours. Just as far as I have witnessed, it's not 99% of cases. I do︁ not dare to say what % it is; but definitely a remarkable one. Yet simply,︂ as I elaborated in the referenced post: the chances not to have problems are too︃ unpredictable and too uncertain, especially for more complicated business cases. FMPOV.