Personal bank account with legit EEA bank

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YO
You are actually right, this is totally relevant for EU citizens. I just⁠ realized that I was writing regarding the people who are non-EU.
 
I was with Fidor in UK (they closed down due⁠ to Brexit). It was a bit limited, EG no standing order or direct debits.
 
Transferwise can be⁣ difficult too when it comes to limits. Like they might as for proof of source⁢ of funds at some point. Or delay a bigger transaction for 2 working days. I︀ also read they are OK for transactions worth of up to USD 7000 or so.︁ And I can see that being an issue from personal use too.
I would not︂ call that large volume transactions.

Revolut made me a little trouble (asking for proof of︃ source of funds, but after sending passport photo they have been cool about it). But︄ I did not move high volumes. I just like them for travel and virtual cards.︅
 
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