Personal bank account opening

[dimitri]

The world safest banks are mainly in Germany and The Netherlands Global Finance Magazine -‌ World's Safest Banks 2017 | A Measure of Safety In the top10 7 are from‍ Germany and The Netherlands.
The Netherlands is known to be a tax heaven. Maybe not⁠ if you are doing crypto and try to find a way to hide your money.⁤ But if you follow the rules many things are possible.

 

[Takeshi]

I've been⁠ working for the URSSAF and a tax consultancy business back in France so I'm pretty⁤ sure I know a thing or two when referring to the countries I've listed, they⁣ are ruthless and unlikely the "land of the braves" and known if you've had any⁢ business relationships with them so do your research about their economic environment, there is a︀ reason why they aren't listed as primary destinations for any offshore set-up.

As a normal︁ situation believer too, I would have rather appreciated you asking why I'm saying so rather︂ than you coming with some sort of smart a*s comment, this forum needs to be︃ kept clean for a reason so I'll return you the other way around thing as︄ you seems being the lesson giver and good luck with the flying saucers.

 

[Takeshi]

Thanks David, you have a point though depending on the context it can⁠ be argued as there is more to that, just look at their derivatives exposure, solvency⁤ capacity and margins.

As an example, in France loan margins are under pressure because people⁣ there are remortgaging at lower rates, french banks don't make their money in France anymore⁢ but internationally especially SocGen and BNP. French small businesses are having a hard time to︀ get finance from banks confirming their weakness and their unfriendly business environment.

About the German︁ banks, there are too many of them (+2000) and no consolidation, too many branches and︂ employees therefore reducing their income and profit making them nothing but weak requiring constant perfusions︃ from the ECB.

 

[Milky Moon]

You can open a 'regular' personal bank account in most EU countries. Either via personal‌ visit or online.

'Offshore' indicates something not very kosher, so your options are limited.

For most 'regular' problems, a solution can be made, however with 'offshore' the risk often outweighs‍ the benefits.
As you also indicated 'cheap' you fall in this "We don't care about⁠ your non-return, no monthly recurring revenue, high risk business".