Paysera or Bankera or AdvCash

[stevy777]

Which one do you reckon i should go with? (or another one) - i mostly want to use it as a transactional business account to pay for stuff online with visa/mastercard

Revolut just closed my account for no reason. I need isle of Man business so can't do Wise, N26 or Monese which both looked good

thanks for the help on this

Last edited: Apr 12, 2022

 

[Sols]

If those three are your options, go for all three.

These days, you can't have too many accounts.

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This is the probably the answer to your question.

 

[stevy777]

Sols said:
If those three are your options, go for all three.

These days, you can't have too many accounts.
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good call !

 

[JohnLocke]

Sols said:
If those three are your options, go for all three.

These days, you can't have too many accounts.
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I totally agree, take all three and add more as you find them. Searching the forum will pull a lot of results up.

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[void]

Bankera is becoming less and less usable - for incoming transactions of 4 figures they started requesting silly stuff like 6 months of full account statements from the sender account, pure madness....

 

[eklia]

AdvCash is too expensive!
Not a good solution.

 

[Sean Restling]

I don't understand the point of AdvCash, you can't receive wire transfers, so yeah expensive and of little use.

 

[Rick Ross 305]

Sean Restling said:
I don't understand the point of AdvCash, you can't receive wire transfers, so yeah expensive and of little use.
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Agree

 

[TheCryptoAnt]

Sean Restling said:
I don't understand the point of AdvCash, you can't receive wire transfers, so yeah expensive and of little use.
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In my experience most people who use ADVCash as their primary do it because they have no other options

 

[Samman Kaseeb Sleiman]

Do Paysera or Bankera accept russians who have some kind of proof that they abroad? Utility bill, driving license...

 

[SoNewToAllShit]

Sols said:
If those three are your options, go for all three.

These days, you can't have too many accounts.
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follow this advise, best you get here in the thread!

 

[ivan1911]

Sean Restling said:
I don't understand the point of AdvCash, you can't receive wire transfers, so yeah expensive and of little use.
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Adv is great for cashing out on ATM.
You can cash out 80k € per year if you load it through theter or any other crypto currency they support..

Most others have a lot less limit for getting to actual cash. So i guess each emi has its own perks..

 

[Bayuskam]

stevy777 said:
Which one do you reckon i should go with? (or another one) - i mostly want to use it as a transactional business account to pay for stuff online with visa/mastercard

Revolut just closed my account for no reason. I need isle of Man business so can't do Wise, N26 or Monese which both looked good

thanks for the help on this
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It is good for it

 

[Konstanz]

Bankera is also good for ATM. If you ask, they raise limits and you can withdraw basically any amounts

 

[flashbang]

Konstanz said:
Bankera is also good for ATM. If you ask, they raise limits and you can withdraw basically any amounts
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I bet, but they ask SOF for increasing your limits.. it's pure insanity they've asked for 6 months bank account statement just for my request to increase my daily spending limit..

 

[Konstanz]

flashbang said:
I bet, but they ask SOF for increasing your limits.. it's pure insanity they've asked for 6 months bank account statement just for my request to increase my daily spending limit..
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You cannot expect they don't ask. All who do not ask are gone fast

 

[flashbang]

Konstanz said:
You cannot expect they don't ask. All who do not ask are gone fast
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You don't get the point.

I have no problem with SOF in-general.

However, bankera has asked me for SOF for a single request I've submitted to have my card's spending limit increased.

They've immediately replied to me that they are happy to do so but I must provide a valid reason, why I want this, and also my main bank account statements of the last six months, LMAO.

My bankera account was still brand-new, meaning that, it had ZERO transaction history... !!!
.... but still, they wanted to do SOF for just a request 😀 LOL

Guess what would happen if I were to receive 5 figures on this account ... immediately locked and frozen for ages until they say something terrible to you to confiscate the funds...

Just stay away from this trash EMI.

 

[JohnLocke]

I don't think you are quite right in your view of banks and their process for complying with legislation and international rules against money laundering. What they are doing is simply something they have to do. Either you can give them the information they ask for or you can choose not to. Cooperation is often a better solution than opposing and complaining.

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[Konstanz]

JohnLocke said:
I don't think you are quite right in your view of banks and their process for complying with legislation and international rules against money laundering. What they are doing is simply something they have to do. Either you can give them the information they ask for or you can choose not to. Cooperation is often a better solution than opposing and complaining.
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I totally agree. This is what they are required to do by law.