wow, that's crazy. maybe because, as you said, you are a foreigner. but still, i too am in eu, i live in one country and bank in another and i have never seen this. maybe i am just lucky with the bank? good to know though. thanks for the info.
...you know what, it is maybe because i never went a year without going into the branch. usually to handle cash. so i guess that could trigger it automatically. i am not planning on visiting a branch this year so i guess i will see by the end of the year if they will send︀ me something like this.