I have had an FV bank personal account for about 6 months so far, debit card purchases online and in EU and US been no problem so far. Domestic (US) and international wire transfers all gone through no issues, payments to crypto custody wallet seems to take upto 48 hours to actually show up but they all have. So far so good, am in process of applying for a business account for US LLC, I'll update once it's open and been operating a few months