I figured to open a less public thread in which we can share info about non-CRS accounts that are still possible to open.
Serbia
Raiffeisen Serbia - charge 10 EUR per month but will waive it if you deposit 30K EUR. Very open to non residents.
Erste Serbia - Free to open, no fees, give free EUR debit card
Halkbank Serbia - free to open, no fees for basic package, give you EUR debit card if you opt for the 2-3 EUR/month package
Intesa - apparently very good bank but they have
Opening accounts in Serbia is relatively simple, just need to get a paper that shows you have entered the country and registered in an address, your hotel will do it for you so make sure you get a hotel and not AirBnb.
Note that in Serbia they don't understand that your residency can be different than your citizenship, so they will ask for an address in the same country as your passport. Banks don't care about address proof and literally say "just write any address you want". This can be a problem if they eventually join CRS and then your accounts will be reported based on your passport number.
I haven't tested these banks really but they have high deposit guarantee and there are plenty of solid banks with presence there.
Make sure you get a EUR CARD as getting money out of the country is allegedly tricky via wires etc. But if you have EUR debit card you could spend funds easily abroad.
Cambodia
Acelda bank will open accounts for non residents, no need to visit, they want all documents notarized. Offer attractive deposit rates in USD if this is interesting for you.
The rest of the Cambodian banks I tried all want work permit or some kind of address\rental agreement.
Feel free to add more info about banks you have tested.
Hopefully here in the Mentor Group we can keep it low profile so they are not bombarded with requests and stop opening...
Serbia
Raiffeisen Serbia - charge 10 EUR per month but will waive it if you deposit 30K EUR. Very open to non residents.
Erste Serbia - Free to open, no fees, give free EUR debit card
Halkbank Serbia - free to open, no fees for basic package, give you EUR debit card if you opt for the 2-3 EUR/month package
Intesa - apparently very good bank but they have
Opening accounts in Serbia is relatively simple, just need to get a paper that shows you have entered the country and registered in an address, your hotel will do it for you so make sure you get a hotel and not AirBnb.
Note that in Serbia they don't understand that your residency can be different than your citizenship, so they will ask for an address in the same country as your passport. Banks don't care about address proof and literally say "just write any address you want". This can be a problem if they eventually join CRS and then your accounts will be reported based on your passport number.
I haven't tested these banks really but they have high deposit guarantee and there are plenty of solid banks with presence there.
Make sure you get a EUR CARD as getting money out of the country is allegedly tricky via wires etc. But if you have EUR debit card you could spend funds easily abroad.
Cambodia
Acelda bank will open accounts for non residents, no need to visit, they want all documents notarized. Offer attractive deposit rates in USD if this is interesting for you.
The rest of the Cambodian banks I tried all want work permit or some kind of address\rental agreement.
Feel free to add more info about banks you have tested.
Hopefully here in the Mentor Group we can keep it low profile so they are not bombarded with requests and stop opening...
