Need nice personal EMI

[lmd995]

Hi guys so I searched OCT a lot but I'd like to ask for a recap 'cause haven't found something which is fully satisfactory yet.

I'm searching a lot for an EMI, ideally german, or with another western IBAN, I want to avoid Lithuania, without reason, I'm just annoying

Bank would be ok also.

Actually starling feels ideal for me I love everything about it. But it's for UK residents only. I'm resident in Croatia, doing business in Germany, so german IBAN is nice, but I don't care if it's an IBAN from another nice country, like DK, NL no problem though I already have bunq but I want a backup, AT, ES, GB, IE, LU ...

Vivid attracted my attention but it seems for business only. Genome a lot of people talk about quick account closure here. Turnover nothing crazy, 10k/m really TOPS

All legal, I want it to send money to countries like montenegro Armenia and others, which is all from my legal income (I'm a contractor for trucking and logistics companies, acting as a middleman, call it freight brokerage)
To some relatives I have in these countries
In case something bad happens in EU. That's my way of saving money everyone has his preferred

KT bank declined me because I have some bad schufa history in Germany. Plus Croatian residence might not have been liked as well, don't really know.

I value that I can open the account online (obviously)

I had n26 before so I dont consider reopening with them now

I want something else than revolut and wise

Just give anything that comes to your mind guys, the more the better !

 

[daniels27]

How about Amnis? They have DE-IBAN.

Wise, OFX, Revolut, Monese, Bunq would be alternatives.

 

[ImKing]

Hav a look here
https://www.offshorecorptalk.com/resources/categories/emi-electronic-money-institution.5/

Som of them changed and a few have been gone out of business, but still good list.

 

[alpakiwi]

Given how “curious” you describe your business activity, it might be worth becoming a Georgian tax resident and opening a bank account there.

 

[myshufflemix]

One easy thing to do is, that you rent some sort of trashy house or room in Germnay, get registered there, go online og in some MEdia Markt, get a german mobile phone number and apply online for an ING Bank account in Germany. You just need to be able to receive postal mail on your german address and you will have the account within 2 days.

Works well, when I relocated a few months after from Germany they said I can keep my account, they just need the new residency, all I send was a residency confirmation from Poland, never lived there, they have this address on record.