Multiple bank accounts

[santosg]

If someone opens up a bunch of different bank accounts at different banks in the u.s. for a smurf without the smurf knowing about it, then how could the smurf receive funds from brazil, singapore, indonesia, ect.... without raising red flags sooner or later?

 

[legrant]

I have no clue what you're asking, could you please write it in a more‌ understandable way so I or others can try to help?

 

[santosg]

If someone who lives in the u.s. is receiving money from abroad but has many⁠ different bank accounts, will the u.s. government sooner or later figure out whats going on?⁤

 

[legrant]

If it's low amounts probably they won't care. If it's⁠ big amounts, they'll find out

 

[santosg]

But what if its small amounts over a long period of time?

 

[legrant]

You'll most likely get caught eventually

 

[santosg]

Then why would someone‌ say about opening multiple accounts for a smurf without the smurf knowing about it?

 

[legrant]

I have no clue what you're referring‍ to

 

[Sols]

Are you writing a book or doing some sort of school work? Your questions are‌ vague and hard to answer in any meaningful way.

Yes, there’s a risk you’ll get‍ caught. Banks can submit reports for any activity that is suspicious, regardless of amount. So⁠ even if you don’t trigger any predefined rules, you can still get caught.

 

[JustAnotherNomad]

Also note that structuring is a crime in and of itself, even if the money‌ comes from legitimate sources.

 

[uplana]

You won't get away with that unless you have a very good plan and some‌ really good financial connections somewhere.

 

[Thepopo]

Smurfing is a money laundering technique used by criminal groups. To bring back the money‌ from USA they use immigrants that will receive a small amount of money + a‍ fee, send the small amount (and go under the radar). You repeat this with 2⁠ 000 colombian immigrants in New York and you get how the Cali Cartel was bringing⁤ back large sum of money back to Colombia without ringing any alarm.

 

[santosg]

Well thats weird because i read a long time ago that if many⁣ different bank accounts were opened on behalf a smurf without the smurf ever knowing about⁢ it someone was trying to accomplish something.... they wouldnt bother going into further detail...

 

[uplana]

and you asking here because you are an a*****e and think people will get up‍ with the perfect plan on a public forum or you asking because you are an⁠ idiot and believe to get the rights answer, either way, I feel you are an⁤ idiot.

 

[santosg]

Well im sorry if i offended you.

 

[legrant]

Just stop posting‌ stupid stuff

 

[Thepopo]

They will use the identity of the person to open the account, and⁠ then go to the bank put the cash while using the identity of the victim.⁤ But this is only done by small organisation. Huge criminal organisations that have influence over⁣ the community of immigrants prefer to use real person (because they won't go to the⁢ police reporting someone opened an account under their name)
It's super rare because only dumb︀ criminals do this.
You know i am not the︄ author of this post ?

 

[legrant]

I think he meant to tag the other person

 

[uplana]

Sorry then, I'm directing the same to the OP!

 

[Thepopo]

No problem. I was just explaining what he was meaning since people didn't understand his sentences.‌ But you are right about the fact he is creating trouble to the forum with‍ his questions