Looking for: modern credit card processing solution for high risk industry.

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JohnDoes

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Apr 7, 2020
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Hello everyone 🙂

I am looking for payment processing solution for my small adult business. My estimated monthly cashflow will be around 150k$. Business works like Onlyfans. Someone posts content on my site, others buy it. I charge for the service and most of funds go to content owner.

Main reqs:
  • Accepting USD & EUR
  • Recurring payments
  • Easy and highly convertible checkout form without many fields like address, zip, and etc.
  • Easy payout solution for fast payments to content owners.
Plz help me to find. Thanks 😉
 
Can I ask, why don't you use CCBILL, Verotel and some of the major Adult payment processors like 90% of the rest do in your industry?

Does the content you sell requires you to have a license or permission from the producer to sell it like you do?

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Admin said:
Admin said:
Can I ask, why don't you use CCBILL, Verotel and some of the major Adult payment processors like 90% of the rest do in your industry?

Does the content you sell requires you to have a license or permission from the producer to sell it like you do?
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Click to expand...

Verotel asks insane 15,5% plus 1,5% for recurring.

CCbill asks less, but per my research, they don't have easy payment form. They require address, city, state, zip, from customer. It is not good for mobile users. Maybe I'm wrong.

Last edited: Apr 8, 2020
 
If you have processing history showing that volume, a direct adult account will save you big money over third parties.
 
are you sure they accept Adult business @magicmat

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Yes Cardinity accept adult businesses. 3.5% to 4.5% charges. 10% reserve. Weekly payouts to USD/GBP/EUR. No setup fees. 25 USD/GBP/EUR chargeback fees which is a bit high, but there it is. On their site go to the Industries link.
 
magicmat said:
magicmat said:
Yes Cardinity accept adult businesses. 3.5% to 4.5% charges. 10% reserve. Weekly payouts to USD/GBP/EUR. No setup fees. 25 USD/GBP/EUR chargeback fees which is a bit high, but there it is. On their site go to the Industries link.
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Click to expand...
do they accept non adult business?
 
Yes they accept non-adult and all legal businesses, except gambling and pharmacy. No problems with them so far, but they do a lot of due diligence, so you will need a real company with a real web site and real invoices etc.
 
JohnDoes said:
JohnDoes said:
Hello everyone 🙂

I am looking for payment processing solution for my small adult business. My estimated monthly cashflow will be around 150k$. Business works like Onlyfans. Someone posts content on my site, others buy it. I charge for the service and most of funds go to content owner.

Main reqs:
  • Accepting USD & EUR
  • Recurring payments
  • Easy and highly convertible checkout form without many fields like address, zip, and etc.
  • Easy payout solution for fast payments to content owners.
Plz help me to find. Thanks 😉
Click to expand...
Click to expand...

Which one did you go with?
Any feedback?
 
Agree with cyrpusbanker. At 150K/mth, you would certainly qualify for a direct merchant account at rates far lower than third party processors such as CCBill, Epoch & Verotel. And you would have no "middleman" involved.
 
after some consideration, I'm going with securionpay. those guys know what they are doing with high-risk, the contact I'm dealing with knows his stuff....
 
JohnDoes said:
JohnDoes said:
Hello everyone 🙂

I am looking for payment processing solution for my small adult business. My estimated monthly cashflow will be around 150k$. Business works like Onlyfans. Someone posts content on my site, others buy it. I charge for the service and most of funds go to content owner.

Main reqs:
  • Accepting USD & EUR
  • Recurring payments
  • Easy and highly convertible checkout form without many fields like address, zip, and etc.
  • Easy payout solution for fast payments to content owners.
Plz help me to find. Than
Click to expand...
Click to expand...
Did you find someone?
 
It depends on how much you are willing to pay and what it is they decline your business on. If you are unable to use Stripe and 2co or Instabill, it means you're categorized as high risk and need a processor for such kind.
 
In market you can find many of them. You should check their background before say Yes.

I recently got many proposals from payment processors and from them I chose one for now. They surprised me by providing a customised offer. But I'm still looking into them.
 
Your business model and where you and your company are from is the first thing they look for.

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magicmat said:
magicmat said:
Yes Cardinity accept adult businesses. 3.5% to 4.5% charges.
Click to expand...
Click to expand...
do they issue direct merchant accounts / MIDs or do they do 3rd party billing like ccbill and many other do?

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