Looking for EMI or bank account accepting ACH

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It's something like a combination with Zenus⁣ Bank.

When you send money locally there within the US, you send money to one⁢ pooled account number at JPMorgan Chase, but with yourself as the beneficiary info (name and︀ address). When you receive money by SWIFT, you use the dedicated account number at Zenus.︁
Yes, a good recommendation. Some PR banks have this option,︄ but not all of them. It is dependent on their access to the Federal Reserve.︅
 
Currenxie gives you ACH bank account number in your name,⁠ with CFSB (at least as far as I have witnessed); BUT they open only business⁤ accounts, not personal ones. @cammerjack needs a personal account. (For business accounts, it is much⁣ easier.)

Oh well.︂ It explains more why people are not complaining, in many cases. Thanks for the clarification.︃

Yes, another Puerto Rican institution. Do you have some positive experience︅ with them?

Not much cheap IMO; but it can be an option...
 
Yes, have some clients⁢ that use
Yes, we︅ have a few clients with DIB account and it works fine. Minimum deposit for personal︆ account is 5k.
Transaction fees are not low, but the customer support is very good.︇
 
You can use Zenus which is very cheap but you will need to put the‌ account number in the payment description.
 
Wise accepts ACH transfers. Xapo Bank has recently added (back) ACH transfers in your own‌ name. As mentioned earlier, Payoneer, but with high fees.
Depending on your region, maybe (not‍ 100 % sure about ACH): Utoppia, Grabrfi, Takenos and Wallbit.
 
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