Looking for an EMI for US company

[xxxmb]

At the moment my US company has a US bank account, but I'd like to receive EUR payments in a EURO IBAN if possible to lower the wire fees.

I've already got an account with Transferwise for another company and can't open another one.

As far as I can see revolut/N26 don't accept US clients. The only one I've found so far is epayments, but would love other recommendations.

 

[dvm]

Don't they allow to have business accounts for multiple companies‍ having the same owner?

 

[UScorp]

Hello
Try www.paysera.com they will Open an Accounts For US Corps

 

[niggashit]

Give this try Virtual IBAN Accounts | Multi-Currency IBAN | Banking Circle

 

[Samuel Newman]

you may try Payoneer

 

[fshore]

They do allow several company accounts. Email support to set it‍ up.
Not sure if they accept US companies though.

 

[Samuel Newman]

Transferwise accepts US for sure‌

 

[dvm]

Do you have a direct experience with them? As far as I understood from‍ communication with their support, they require a link to an official public record of a⁠ company, which would explain director/shareholder structure. What is that?

 

[UScorp]

Yes i have several accounts with them. You usually start with a personal account and‌ add the corp accounts later, which is very easy. I opened accounts for US /‍ UK / IE /HK companies. A link is not required ,you need to upload the⁠ company docs .

 

[Samuel Newman]

You may⁠ ask your agent to prepare incumbency certificate with apostille if your company is incorporated in⁤ state, which has no public registry

 

[mrau]

Hi @UScorp , Does Paysera provide unique⁤ IBAN able to receive SWIFT transfers? Or their unique IBAN is just for SEPA payments⁣ and you have to use their pool account (under their name) for SWIFT wires?

 

[UniversalMan]

I have an active personal account with⁤ them , and they sad they don't open borderless accounts for HK company

 

[UScorp]

Well I have an account for my HK corp since 2017 , maybe their policy‌ changed. They provide a unique IBAN for each account and a VISA card as well.‍ So far i haven't any problems with SEPA transactions only payments into the account from⁠ non-sepa seems to be a problem as the funds are send via correspondence banks.

 

[mrau]

Thanks @UScorp . For transfers from outside sepa (swift), Is it⁣ possible to receive using your unique IBAN under your name (or your company's) or the⁢ sender must remit the payment to a an account in Paysera's name and add the︀ final beneficiary details in a "payment reference/details" field?

 

[UScorp]

no the sender is using the dedicated IBAN but -odd- you need to notify Paysera‌ about an incoming transfer , Besides this the account is working very well- at least‍ with Sepa payments and the fees are reasonable

 

[niggashit]

Which bank are you bank with? Most US bankers offer correspondent account opening at Euro banks.⁣ They have referral services.

Don't go with EMI's. I save your life.

 

[niggashit]

Merrill LynchPNC
Wells Fargo

These three banks offer Remote account opening at International Banks‌ world wide. You have to schedule appointment with business banker.