List of Neobanks
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Just look up N26 in Apple Appstore or Google Play Store then look at the suggestions it gives you under similiar apps. Thats how I discover new ones every day.
That's really not a bad idea 😀 Sometimes things can be that simple thu&¤#
- BLACKCATCARD - Get Control of Your Money and Black Cat for a Luck
- Golden Suisse
- VIALET | Free current account that you can open in minutes.
- Tap - Buy & Sell Bitcoin and Crypto
- Banking und Steuerservice für Selbständige & Freelancer | Kontist business banking
- bnc10 - Your bank alternative. No commissions, Easy and Clear!
- neon
- Más que un Banco Online sin Comisiones | imagin - imagin.com
- Klarna: Bequem einkaufen. Smoooth bezahlen
- Banking made easy
- Aion Bank - Switch to all-inclusive banking
Vialet is not interesting for most users. They serve only citizens of Lithuania, Latvia and Poland.
See here: Which countries VIALET serve?
See here: Which countries VIALET serve?
I think that it would be useful to clarify the term “neobank”.
In my perception – but maybe I am wrong – it is a financial institution offering all services fully on-line (frequently even without any physical branches) having a standard banking licence. It means, not an EMI, that has a different licence and works in a different way. (Both bank and EMI have some pros and cons, of course.)
The abovestated list, IMO, mixes the issues, it contains “real” neobanks (Aion bank, Monzo), EMI's (blackcatcard, VIALET, bnc10 – the last IMO especially shady, Spanish label of an Ireland company really not very transparently presented) and even special subjects like Golden Suisse (as far as I understand, they︀ are in gold & silver bullion business, payments are possible only between customers).
Well, your︁ reflections? 🙂
In my perception – but maybe I am wrong – it is a financial institution offering all services fully on-line (frequently even without any physical branches) having a standard banking licence. It means, not an EMI, that has a different licence and works in a different way. (Both bank and EMI have some pros and cons, of course.)
The abovestated list, IMO, mixes the issues, it contains “real” neobanks (Aion bank, Monzo), EMI's (blackcatcard, VIALET, bnc10 – the last IMO especially shady, Spanish label of an Ireland company really not very transparently presented) and even special subjects like Golden Suisse (as far as I understand, they︀ are in gold & silver bullion business, payments are possible only between customers).
Well, your︁ reflections? 🙂
🙂 As it seems like terminological discussion is not so attractive until now, I will just add some neobanks IMO missing in the list
- Bunq (bunq | bank of The Free)
- Moneycorp Bank (moneycorpbank)
- mBank (branches in various countries, roots in PL)
- KT Bank (KT Bank AG)
(Yes, the last named is specific but it offers personal account fully online and has banking licence, so...)
- Bunq (bunq | bank of The Free)
- Moneycorp Bank (moneycorpbank)
- mBank (branches in various countries, roots in PL)
- KT Bank (KT Bank AG)
(Yes, the last named is specific but it offers personal account fully online and has banking licence, so...)
Moneycorp's website doesn't have a valid ssl certificate.
Do mBank and KT accept foreign customers/companies?
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@JohnnyDoe ”“ Your #1 Source for Guidance in Different Offshore Fields
Yes, it expired 2021-06 or so – I must admit, I do not care... (it should not happen, but it is not a real problem).
KT – yes. (But beware, only personal accounts can be opened fully online.)
mBank – I do not know exactly, it might vary from country to country. Necessary to check.
KT – yes. (But beware, only personal accounts can be opened fully online.)
mBank – I do not know exactly, it might vary from country to country. Necessary to check.
Please share it
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@JohnnyDoe ”“ Your #1 Source for Guidance in Different Offshore Fields
Thanks for all the links shared.
I am looking for a NeoBank for my IT based online business worldwide (Independent Software Vendor) with EUR and USD accounts for transactions in the 10K$ to 100K$ range.
.
I'd need the NeoBank to be outside of Europe (Ideally Singapore, maybe UK US HK) and most of Neobank quoted are EU based.
Does anyone has reliable recommendation given these constraints? Here are the results of my investigations:
MAYBE
All-in-one Finance For Growing Businesses | Aspire Aspire Neobank can only open USD account for foreign biz while I'd need also EUR account discussed here Aspire Neobank
Get a Business Bank Account from Monzo UK + Business
ARIVAL | Banks are old. We're not. - Arival Bank - The First Fintech Bank Headquarters: San Juan, Puerto Rico quite scary but︀ they have a US adress: Arival Inc. 78 SW 7th St, 7-111, Miami, FL 33130,︁ United States 5Nov2021 They are a very small operation, 100s of live accounts (if true,︂ it's too risky) discussed here Arival Bank - Anyone Used
NO
Neat | Business account︃ | Visa Corporate card | Hong Kong HK 18% very bad reviews on Trust Pilot︄ Neat is rated "Excellent" with 4.4 / 5 on Trustpilot
Legal info neon Switzerland AG︅ Badenerstrasse 557 8048 Zürich Can I get EUR in Switzerland? Unfortunately, this is not yet︆ possible, but we're working on it. For very urgent cases, you can go to a︇ Postomat machine, it works there.
https://www.moneycorpbank.com/ 7/b King's Yard Lane, Gibraltar, GX11 1AA. Telephone: +350︈ (0) 2225 5600.
Islamkonforme Finanzprodukte | KT Bank AG KT Bank AG Head Office Platz︉ der Einheit 1 60327 Frankfurt
Kredyty, lokaty, konta bankowe, karty, ubezpieczenia online | mBank.pl Poland
bunq | bank of The Free official banking licence from the Dutch Central Bank (DNB︊
VIALET Help Center Vialet is not interesting for most users. They serve only citizens of︋ Lithuania, Latvia and Poland.
https://gekkard.com/ Your financial support for a convenient life in Europe.
BLACKCATCARD Malta
https://www.goldensuisse.com/ Swiss
https://kontist.com/en/ Germany +49 30 311 986 00
https://bnc10.com/en/about-us/ banking alternative from Barcelona︌
https://www.imagin.com/ Spain
https://ibanfirst.com/ Belgium
https://www.klarna.com/international/about-us/ Klarna was founded in 2005 in Stockholm
https://aion.eu/be-en/contact 1050 Ixelles,︍ Brussels
https://www.airwallex.com not currently available in my region
I am looking for a NeoBank for my IT based online business worldwide (Independent Software Vendor) with EUR and USD accounts for transactions in the 10K$ to 100K$ range.
.
I'd need the NeoBank to be outside of Europe (Ideally Singapore, maybe UK US HK) and most of Neobank quoted are EU based.
Does anyone has reliable recommendation given these constraints? Here are the results of my investigations:
MAYBE
All-in-one Finance For Growing Businesses | Aspire Aspire Neobank can only open USD account for foreign biz while I'd need also EUR account discussed here Aspire Neobank
Get a Business Bank Account from Monzo UK + Business
ARIVAL | Banks are old. We're not. - Arival Bank - The First Fintech Bank Headquarters: San Juan, Puerto Rico quite scary but︀ they have a US adress: Arival Inc. 78 SW 7th St, 7-111, Miami, FL 33130,︁ United States 5Nov2021 They are a very small operation, 100s of live accounts (if true,︂ it's too risky) discussed here Arival Bank - Anyone Used
NO
Neat | Business account︃ | Visa Corporate card | Hong Kong HK 18% very bad reviews on Trust Pilot︄ Neat is rated "Excellent" with 4.4 / 5 on Trustpilot
Legal info neon Switzerland AG︅ Badenerstrasse 557 8048 Zürich Can I get EUR in Switzerland? Unfortunately, this is not yet︆ possible, but we're working on it. For very urgent cases, you can go to a︇ Postomat machine, it works there.
https://www.moneycorpbank.com/ 7/b King's Yard Lane, Gibraltar, GX11 1AA. Telephone: +350︈ (0) 2225 5600.
Islamkonforme Finanzprodukte | KT Bank AG KT Bank AG Head Office Platz︉ der Einheit 1 60327 Frankfurt
Kredyty, lokaty, konta bankowe, karty, ubezpieczenia online | mBank.pl Poland
bunq | bank of The Free official banking licence from the Dutch Central Bank (DNB︊
VIALET Help Center Vialet is not interesting for most users. They serve only citizens of︋ Lithuania, Latvia and Poland.
https://gekkard.com/ Your financial support for a convenient life in Europe.
BLACKCATCARD Malta
https://www.goldensuisse.com/ Swiss
https://kontist.com/en/ Germany +49 30 311 986 00
https://bnc10.com/en/about-us/ banking alternative from Barcelona︌
https://www.imagin.com/ Spain
https://ibanfirst.com/ Belgium
https://www.klarna.com/international/about-us/ Klarna was founded in 2005 in Stockholm
https://aion.eu/be-en/contact 1050 Ixelles,︍ Brussels
https://www.airwallex.com not currently available in my region
Your situation have been probably / hopefully already solved; but if eventually not, it would be fruitful to share your location: you posted that “AirWallex.com is not currently available in my region”; and IMO, AirWallex has one of the narrowest list of prohibited countries (if I take into account EMI's with some reputation known to me)...
Yes, definitely 🙂
But anyway, sometimes it is really useful reading 🙂 🙂
Just to add, in this thread Question -︁ Best banking options (Malta/E-Commerce) it is possible to find several interesting lists of EMI's /︂ Neobanks, with comments. Worth reading, too; IMO.
Yes, definitely 🙂
But anyway, sometimes it is really useful reading 🙂 🙂
Just to add, in this thread Question -︁ Best banking options (Malta/E-Commerce) it is possible to find several interesting lists of EMI's /︂ Neobanks, with comments. Worth reading, too; IMO.
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