We have just discussed this thread with KEABANK and have agreed to give it a new life in another forum and change the title to something more appropriate.
Additionally, we have exceptionally lifted the KEABANK representative's user account here on OCT so they can engage in a factual discussion.
We would ask all parties to refrain from posting names, getting personal, or otherwise posting sensitive information. Failure to comply will result in 1 warning point; at 3 warning points, we will ask you to use the door at the exit.