Is FV Bank reliable?

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If they are licensed in the USA as they calim they may be valid
Copyright FV Bank International Inc. 2020. FV Bank International Inc. (FV Bank) is licensed by the Office of the Commissioner of Financial Institutions (OCIF) with license number IFE-063. FV Bank is headquartered in Puerto Rico, United States.
 
Puerto Rico bank...pretend to be US-based bank...
without FDIC deposit insurance~
 
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