How to get a Credit Card in UAE - Self Employed?

[AutoKing]

Hi, i would like to know how to get a credit card in UAE,
i am on a freelance visa, self-employed, and already have an ENBD account.

i requested the bank, but they say your salary is coming from a company abroad which is not registered in UAE, so not possible, does any one have other solution?


Regards

 

[BeyondBorders]

AutoKing said:
Hi, i would like to know how to get a credit card in UAE,
i am on a freelance visa, self-employed, and already have an ENBD account.

i requested the bank, but they say your salary is coming from a company abroad which is not registered in UAE, so not possible, does any one have other solution?


Regards
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Offer them a fixed deposit of the Credit line. Solves this.

 

[wonderfulboy]

Or pay your salary from the UAE company so you it all runs legit!

 

[AutoKing]

wonderfulboy said:
Or pay your salary from the UAE company so you it all runs legit!
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salary comes from abroad in USD in my ENBD USD account, thats the issue, they dont consider that as a salary for purpose of a loan or credit card, also even if its a uae company they want atleast 20 employees in the company i think

 

[Cloudbanck]

AutoKing said:
salary comes from abroad in USD in my ENBD USD account, thats the issue, they dont consider that as a salary for purpose of a loan or credit card, also even if its a uae company they want atleast 20 employees in the company i think
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You can get an employer of reference in the UAE, which also allows you to get a mortgage more easily at better rates.
If it's just for a credit card, it's probably not worth it though, better to just use a fixed deposit.

And as to benefits from credit cards, the best benefits are by far from US credit cards. And with a US LLC you can get an ITIN, open bank accounts in the US, build a credit record, and get the best US credit cards. Takes some planning and time, but doable.

 

[AutoKing]

Cloudbanck said:
You can get an employer of reference in the UAE, which also allows you to get a mortgage more easily at better rates.
If it's just for a credit card, it's probably not worth it though, better to just use a fixed deposit.

And as to benefits from credit cards, the best benefits are by far from US credit cards. And with a US LLC you can get an ITIN, open bank accounts in the US, build a credit record, and get the best US credit cards. Takes some planning and time, but doable.
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Thanks, my goal to get a credit card was, the local features and benefits it offers, such as buying things on installments, Airport Transfers, Lounge access, Careem discounts, cashback etc.

 

[PinkCat]

If you receive your rent from apartment in UAE in your UAE bank (as golden visa resident) does that qualify you for credit card?

 

[AutoKing]

PinkCat said:
If you receive your rent from apartment in UAE in your UAE bank (as golden visa resident) does that qualify you for credit card?
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i dont think so, anyone can correct me if i am wrong, as the salary is verified via WPS.