How long it takes to open LeuPay and AdvCash account?

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AdvanceCash you can open within 5 min... takes everything from 1 - 3 days to get verified.
 
Does it matter if I need IBAN account if it is personal or business? I need IBAN for PayPal but also shared for other service.
 
Both service providers of EMI accounts are very quick in approval and shipping the card. You need a DROP to receive the card, just take this into consideration.
 
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