How is BUNQ? Anyone had a frozen account?

[nobel]

I have an EU passport but no EU address. What to do?‍

 

[JohnnyDoe]

nobel said:
I have an EU passport but no EU address. What to do?
Click to expand...

Buy a decent utility bill photoshop for $20

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@JohnnyDoe ”“ Your #1 Source for Guidance in Different Offshore Fields​

 

[nobel]

Something illegal‌ and sending the debit card to a wrong address does not work either. Too bad.‍ 😕

 

[koohl]

It can work very well, but yeah it is not allowed, you can risk lot's‌ of troubles.

 

[Piano]

Where you‌ can buy that ?

 

[EliasIT]

Question belongs to mentor‌ group gold and not to the public forums.

 

[Cloudbanck]

Rent a cheap place somewhere in the EU, get utility bills, register this‌ place with a bank account you have. Set up mail forwarding. Cancel the rental.

Now you can open a bank / EMI account in the EU for the foreseeable future,‍ without living in the EU.

 

[JohnnyDoe]

Piano said:
Where you can buy that ?
Click to expand...

DM me

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@JohnnyDoe ”“ Your #1 Source for Guidance in Different Offshore Fields​

 

[JimBeam]

I know it's an old thread but I've just ran into this Bunq rant on‌ Reddit so just wanted to drop it here:



https://www.reddit.com/r/Amsterdam/comments/1dhx9pb/rant_about_bunq_bank_as_an_exemployee

 

[jafo]

This was GREAT reading! I laughed out loud rof/%

What a sh1tshow at Bunq! smi(&%

Thanks for sharing!‍

 

[0xDEADBEEF]

Added bonus, Bunq employees are free to violate your privacy. They did not face any‌ repercussions. Article is in Dutch, but exposes the laxity of this 'bank'.

https://www.nrc.nl/nieuws/2024/06/2...ntrekeningen-het-was-te-verleidelijk-a4857800
https://archive.is/tTBv3

 

[12345]

bunq works well for me so far, it has some nice features such as creating‌ tens of vccs, multiple euro ibans, ideal payments. the drawback is terrible customer service, you‍ can wait weeks for a reply

 

[jafo]

stupi#21 That article is SO disturbing! Un-f*cking-believable! 😳

 

[clemens]

how often you‌ had need to get in touch with them ?

 

[12345]

I had to start a chargeback with them, it's very painful dealing with‌ their support

 

[clemens]

what chargeback? for a card transaction or how do you‍ make a chargeback ?

 

[12345]

yes card chargeback because I got scammed by an online store‍

 

[Piano]

Which place in the EU would you⁠ consider ?

 

[Cloudbanck]

This works in most EU countries, but Id pick one where the tax authorities arent‌ so aggressive, and you dont risk becoming a tax resident easily. So Estonia, Latvia, Lithuania,‍ Ireland and maybe Slovenia, Czechia, Slovakia, Croatia, Cyprus, Malta.

And while not an EU country,⁠ the UK works great for this as one gets access to many good EMIs with⁤ a UK address and the UK has very clear rules for tax residency and generally⁣ uses utility bills to prove one's address and not like a personal number linked to⁢ a central register. International european EMIs typically require utility bills even in countries where personal︀ numbers/codes are used though, so it is not a huge hurdle.
A while back I︁ actually rented a cheap room in Northern Ireland for a while just to have a︂ UK address - worked flawlessly.

 

[Piano]

Hi, thx

Are you registered︃ in the population register with that address ?