EMIs with US bank details

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John Andrews

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May 28, 2025
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Are there any EMIs/banks which offer US bank details (account number/routing number) other than TransferWise?

I currently have a TW USD account linked with my PayPal but I want a backup in case they close my account.

The business in question is low risk, incorporated as an EU company.
 
Payoneer has those details, however I am pretty sure you can only receive payments from other Payoneer users or US companies. You can't deposit your own money in there from your bank account, but there is a "trick" that you can do to fund it via Paypal. You will need to ask payoneer support to provide you with a "community federal savings account" as the standard one does not work with PP.

official guidelines:
  • Only ACH (US local bank) transfers in USD can be accepted
  • Transfers must be made from a company account
  • Transfers from individuals will be automatically rejected
  • Wire transfers are not supported
  • Transfers made from a company account owned by you cannot be accepted
 
You want to try this Easily and Quickly Transfer Money To & From the USA | WorldFirst which I found on Google - not sure how reliable they are but as you see they can send money to the USA. if you use this phrase in Google there are even more.

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Yes Worldfirst works.
Worldfirst World Account has US bank details (Citibank). It's comparable with Transferwise (no maintenance cost, no monthly cost) but requires more KYC (e.g. they phoned me) and when you want to transfer out it needs to be minimum amount like €200.
 
therealmarv said:
Worldfirst was closing down US operations for US entities. If you are not based in US you are not affected. Simple.
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Thank you very much for clarification. I just signed up and got an account approved. Was wondering if it was a waste of time if they close their operation.
 
mange38 said:
Are there any EMIs/banks which offer US bank details (account number/routing number) other than TransferWise?
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paxumbank I think if you want to take the plunge conf/(%

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Martin Everson said:
paxumbank I think if you want to take the plunge conf/(%
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You still think it is a good idea to open an account with them? or should it be considered as a last resource?

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Admin said:
You still think it is a good idea to open an account with them? or should it be considered as a last resource?
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Last resort. Should definitely not be in anyone's first choice.

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therealmarv said:
Worldfirst was closing down US operations for US entities. If you are not based in US you are not affected. Simple.
Click to expand...

Just to be sure. That is, if I register a Delaware company as a resident of England then can I still create an account with WorldFirst?

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Whirl said:
Why? Do you have/know about bad experience with them?
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Yes they refused to answer any questions on their setup I asked them so I aborted opening with them.

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