if someone lives in the united states and wants to use digital banks and electronic money institutions, will it be like offshore banking where fatca comes into the picture? how does offshore banking differ from emi and digital banks for someone who lives in the united states where fatca comes into the picture for millions? could somebody in the united states use digital banks and emi and be able to bypass fatca at the same time since it wouldnt be considered a conventional offshore bank? can someone please tell me. thank you.
