Do Offshore Banks Provide Credit Cards?

[clemens]

I believe you to be true andreas, seems not possible to get an Visa card‌ with any offshore bank without to deposit some sort of money with them.

 

[myhand]

You really think that you will find such a offshore bank that⁤ will do this? They must be stupid or not qualify to be a responsible financial⁣ service 😀 You can ask your local bank if they can issue a Visa credit card⁢ to you without deposits, they will make a credit check and if you pass they︀ will be fine otherwise your application get declined!

 

[freedomsurfer]

You can certainly get an unsecured credit card with some offshore banks. I have unsecured‌ cards with several Hong Kong banks. All I was asked was to provide was a‍ proof of income. Obviously, I also have current accounts with each of those banks.

If you are only looking at the frontier markets (Mauritius, Latvia etc) then things will be⁠ more complicated and you will likely need to leave a security deposit.

 

[mert]

You have to visit the bank in HK right?

 

[freedomsurfer]

Yes. Then again,‌ every reputable bank requires a visit these days so nothing different here.

 

[clemens]

None of the banks in Cyprus, Mauritius, Belize or Bermuda require a personal visit to‌ open an account with them. You can't get a credit card without to deposit some‍ money but you can get a Visa or Mastercard debit card which can be used⁠ the same way just without credit line!

 

[swissbanking]

I have yet to see a offshore bank that does not offer a debit or‌ credit card to their customers!!

 

[JohnLocke]

I agree more or less.‍ There are a few banks that won't offer their foreign customers a debit / credit⁠ card but most will.