Cim banque alternative

[dodgeviper]

I have used CIM Bank since 2019 (0 issues) and now they are doing some reorganization with the countres that they support and mine has to go, so I have to withdraw my funds somewhere else and redirect receiving my payments there.
Any options apart from dukascopy?

Wise/Revolut not an option.

Non-US/non-eu citizen and resident of non-CRS country.
HSBC expat doesn't support my country as well as some others (swissquote etc.)

Any options that are not requiring insane amounts of deposit? Preferably CH/LI/HK/SG jurisdictions but I am open to ideas.

 

[alley]

where are you tax resident ?

Currenxie and Zen maybe ?

 

[dodgeviper]

Tax resident in Algeria, CRS not an issue, I just want a bank that is reliable and preferably not algerian/arab or anything like that.

 

[alley]

A good thread to check for you is this one, there is really a lot to be found there.

 

[myshufflemix]

Do you have a company in any European country i.e. Switzerland or Malta or Cyprus?

 

[dodgeviper]

Nope - none of that. I'm actually kind of "employed" by one US company but as a contractor and fully contractor by another european one, that's pretty much it, no companies nothing like that.

 

[bologne]

If you're looking for alternatives to CIM and Dukascopy, here are a few options that might be worth checking out:

Banca Credinvest (CH) – Smaller private bank, but has been known to onboard clients from non-EU/non-CRS jurisdictions. Their onboarding is a bit slow, but no massive deposit required unless you’re going for full wealth management.

UOB (Singapore) – Some success stories from non-residents, especially if you're dealing with corporate or investment-related inflows. Worth reaching out directly, they’re more flexible than DBS.

Bank of Georgia (Tbilisi) – Not CH/LI/HK/SG, but incredibly open to foreigners. Remote onboarding used to be possible, and account comes with SWIFT and card. They don’t care about CRS if you're from a non-participating country.

Neat / Statrys (HK) – These are more like fintech-banking hybrids, but offer real HK accounts with business and sometimes personal options. Statrys especially has been decent for freelancers and consultants in harder-to-bank countries.

Since you're a tax resident in Algeria and CRS isn’t a blocker, your situation is actually more flexible than many people stuck in high-reporting zones. Just avoid banks with US ties or overzealous EU compliance, those are usually the first to de risk.

Would be curious to hear if anyone else has had luck recently with onboarding in CH or SG without the 500K+ requirements.

 

[dodgeviper]

Thank you for the list.
At the moment I am in process with Credit Agricole (next bank), we'll see how it goes.
I would definitely try the Banca Credinvest that you suggested as well as the HK options (Neat/Statrys), never heard of those.

The problem with being in a non-CRS residency is that there's also a lot of banks or EMIs that just don't accept you because of that (Amina is one example, HSBC is another - denied solely because of the residency and there are others as well)