Posted above. April, Foyer, Globality, Bupa, Cigna, Allianz. But always check the terms and conditions.
Exactly. Like I said, there are illnesses where you just take a pill every day and you're fine. But the pills are $50k a month (or a similar very high amount). No pills, you die.
Sure, you probably won't get that. But I get insurance for unlikely events that would be catastrophic. You don't get insurance for events that are likely and wouldn't be a︀ big deal if they happened.
Or what about outpatient cancer treatment? I guess chemotherapy is︁ often done as outpatient treatment - you get the treatment, then you go home to︂ rest. I doubt that $50k would cover that.
Or you have a stroke and need︃ to learn everything from scratch, eating, walking, everything. The stroke has been treated, you had︄ surgery, but will all the followup treatment be covered?
And I know next to nothing︅ about this stuff - talk to an experienced insurance broker and they'll tell you about︆ the true costs. As a layman, $1M may sound like a lot, but things can︇ get expensive really fast.
Also, I would strongly advise you to read the actual terms︈ and conditions once you're considering a plan. The table of benefits is worthless marketing fluff.︉
