Can we get rid of payment processors thanks to USDT/USDC?

CryptoKnight said:
UPDATE: I have tried the mentioned plugin now on several of my websites and unfortunately the experience has been bad. Out of about 20 orders only 2 have been able to follow through. The rest has had their cards declined for various reasons. This is most likely because the banks issuing the cards doesn't allow the purchase of crypto. Most of my clients are from Scandinavia where banks hate crypto.
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Honestly, I've tried almost everything too, but still haven't found a solution that supports large-volume anonymous collections. It's really frustrating
 
anotherone said:
It is now 2025 and things have evolved in the crypto world.
It is now possible to use different blockchain networks to pay in USDT and USDC.
I think these solutions could help business to get rid of payment processors / merchants.

The blue print would be the following:
Customy buys USDT => Buy your product / service instantly thanks to Solana(USDT) or Stellar network(USDC) => USDT amount is sent to your standalone wallet on your private server => You can then transfer to Binance / Kraken => Convert in your currency.

USDT can use the SOLANA network:
Solana is one of the best networks for buying and selling USDT due to its speed, low fees, and unique address format. Here's a full breakdown of why USDT on Solana (SPL) is an ideal choice compared to Ethereum, Tron, and other networks.

Transaction confirmation time: ~0.4 seconds per block.
Full transaction finality: ~1-2 seconds (vs. 10+ minutes for Ethereum).
This means you can buy or sell USDT almost instantly””perfect for traders, merchants, and payments.

Solana (SPL) USDT addresses look completely different from Ethereum (ERC-20) or Tron (TRC-20) addresses.
Example of a Solana USDT address:

8f5rYdRmjJcfG9XW6y8hGm4N9M1r5Qd9DVR4FHJbBh4

Ethereum & Binance Smart Chain addresses: Start with "0x..." (which can cause confusion).
Tron addresses: Start with "T..." (which looks unique but isn't always recognized).
Advantage: No risk of accidentally sending funds to the wrong network!

Solana has never had major regulatory issues with USDT transactions.
Unlike Ethereum (high fees) and Tron (some regulatory concerns in the US), Solana provides a stable and efficient environment for USDT.
Transactions can't be blocked or frozen by validators like in centralized banking systems.

Cons: you need to buy a Bit of solana to cover transaction fees.

Option 2:
USDC over Stella network.
same benefits.
same kind of cons: you must buy XLM to cover transaction fees


What do you think?
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I don't think we are that far that you can avoid Visa and MC without loosing lot's of profits and customers.

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