@OP advice look at having a minimum of two accts , suited for swift payments and for Sepa payments.
Swift based acct generally have low outgoing and incoming fees.
Tho as a rule of thumb, SEPA incoming and outgoing are free,if not negligible.
Whats the average monthly TRX amounts?
With the EU︀ on a verge of splitting up,I see the SEPA system either replaced or fined tuned︁ to incorporate certain criterias and limitations.
TopTip: With regards an outright SEPA choice a mix︂ of An EMI and SEPA Based bank would be primary..moreover you could simply Use the︃ EMI for Incoming and outgoing SEPA TRXs while having a physical swift facility acct, handling︄ TRX originating from the USA sectorcig-:,