Best personal EMI?

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I would say Transferwise is most credible EMI out there. Used TW personal account for‌ years. So far no issues receiving corporate investment income in EUR's into account in drips‍ and drabs and sometimes Revolut.

Dealing with EMI's in USD however might be different story⁠ as most will know its high risk and put in place restrictions around it. Perhaps⁤ others who use EMI's with USD can chime in.
 
Forget the usd. Its becoming a toxic currency.
In euro there are several options. Yes.‌
Ours has lowest operational cost but some setup fee
 
I wouldn't recommend⁠ Paysera. But it can be Transferwise. The basic rule is to provide very honest and⁤ clear information. Then you can work comfortably with all EMIs.
 
has tw been blocking accounts recently?
also some rumours of ECB policy to shut down‌ non EU passports across EMIs
 
No, we did not encounter‍ any blocking in TW. We are the USA company. Our operation center in EU. We⁠ did not hear anything about "shut down non EU passports". Our friends that accountholder in⁤ TW and Paysera did not mention such a subject.
 
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