Best banks/fintechs for USA LLCs that allow remote opening now in mid 2021

[Parabrahma]

Due to covid travel restrictions, I'm seeking recommendations for best brick and mortar banks / fintechs to approach for a new USA LLC where I can open the account remotely -- I won't be able to come to USA anytime soon.

thanks.

BTW, I already got Wise and Mercury -- looking for some brick and mortar or other reliable fintech solutions that fit my criteria.

Much appreciated.

 

[uplana]

Why do you need that many bank or EMI accounts?

 

[EuroKiss]

Brex.

they work just like Mercury, same bank (Evolve & Trust).

 

[dkpalash]

Are you sure that Brex provide accounts for non resident US LLC?

 

[EuroKiss]

100%
i am a non resident and have Brex account with a New‌ Mex single owner LLC.

 

[MiddleEuroAsia]

yeah, they do.

See my reply here about brex
https://www.offshorecorptalk.com/threads/brex-financial-os.31465/post-154314

 

[dkpalash]

How did you manage the address verification? They‍ don't allow PO Boxes, UPS shipping addresses, virtual offices, or registered agent offices address.

 

[EuroKiss]

Real office address‍ (not mine, from a friend), good business web page, that’s it.

 

[Parabrahma]

i got rejected from brex, not sure why, very fast rejection -- they dont tell‌ reason -- presumably bc I have registered office address?

 

[EuroKiss]

Can be different issues.
I got EU passport, office is real (even if not mine), US‍ phone number, great web page (with About Us, Contact Us with mail, address and phone),⁠ solid business case.

 

[FixieHartmann]

Same here. I provided the office address from my registered agent and they quickly rejected my‍ application.

 

[chaltron]

Try with Payoneer, they open for US LLC without problems.

 

[Ryanab]

I got Brex & Mercury, Ramp also accepts non-us citizens us llc owners. I am‌ sure there are other banks as well

 

[dkpalash]

Which address did‍ you use to apply for Brex?

 

[EuroKiss]

DON’T use your register agent’s address!

 

[FixieHartmann]

Well, which one would‌ you use instead if you don't have an office (yet)?

 

[blizz]

Find a office space to rent, it's not difficult.

 

[EuroKiss]

Almost any country in the world need you got an office‍ if you are a company.
BTW your registrar agent office won’t receive neither handle your⁠ correspondence - like from your bank.
If you know somebody in the USA you can⁤ share the office or just ask to use the address for a fee to receive⁣ mail from the bank - including your card - and the IRS.

 

[grey734]

Hi EuroKiss, I would like to contact you‍ privately.

 

[EuroKiss]

Sure.