bankera scam

[ilke]

So some kind of aggregator/software product? If you are not taking or even touching user funds⁣ in the process, you can probably avoid regulation, but in that case I do not⁢ see why you need a C2B account and cannot use a physical bank or low-risk︀ EMI showing them the technological services you provide that do not involve working with client︁ funds.

And if you are taking custody of user funds or processing them through yourself,︂ you are undertaking a regulated activity, maybe even as a small payment institution if receiving︃ fiat and forwarding to an exchange. Or you are registered in a jurisdiction with little-to-no︄ crypto regulation, in which case I would not be surprised EMIs reject it.

Btw, @Forester, I think it would make sense to branch off this part of content regarding︅ @jellea's account opening options into a new thread as it does not really relate︆ to Bankera scam/not scam status.

 

[jellea]

Well you forgot about the damages and emotional stress. I should be running my company‌ instead I'm here dedicating time to find solution.
I try to act professionally, I gave‍ written emails and yet they do not want to refund the so-called 450 eur. They⁠ will leave me with no choice and I know the negative impact it would have⁤ on their business. Apart from that it could bring an end to Emis charging application⁣ fee.

 

[daniels27]

@jellea is a true Robin Hood. We should support him emotionally.

@JohnnyDoe for you

 

[bibing]

Lesson to be learned here.

NEVER pay an application fee for banking. Period.

 

[Sols]

The word scam is going to lose all meaning if people keep applying it to‌ legitimate business practices that they simply don't like or agree with.

Don't like application fees?‍ Don't apply with banks/EMIs that charge application fees. It's a free market.

 

[JackAlabama]

I find this to be truly astonishing
people in 2025 paying this, esp‌ considering swiss banks not offering anything more at all compared to their counterparts in usa,‍ hong kong, singapore etc.
😉

 

[bibing]

Africans scamming people on Alibaba?

 

[Sols]

It's pretty common for specialized‌ banks/EMIs to charge thousands for opening accounts for complex or regulated entities. Those accounts often‍ come with monthly minimum commitments of thousands in fees. Enterprise pricing for enterprise clients.

 

[cckuhqilfownnfctux]

try Currenxie. I was desperate enough to use Bankera︎ until I found Currenxie, no headache since then.
edit: just saw you've mentioned crypto, not️ sure if Currenxie will accept you but you still should try.

 

[jellea]

Currenxie said they can't work⁠ with crypto related business

 

[jellea]

True. Believe me lots of emi don't do this. I can list‍ 5 emi that charge fee only after account opening is successful.

Bankera operation is simply⁠ a fraud. Some of ignorant people may try to protect them but I tell you,⁤ it's not legal to depend on client onboarding fund to pay for account opening services.⁣ These cost should be borne by bankera.