Any BANKERA.COM experiences?

[Konstanz]

I would keep the account if I were you. Accounts not easy to get especially for︀ high risk these days... Once you get you keep it
Paysera is no good. They︁ don't allow crypto related payments, they don't allow many high risk industries, they don't allow︂ offshore etc. About other I don't know. But as I said. I would keep, because︃ you never know when you loose other provider

 

[megasis]

and once day to loose more than 200 euros. No thanks.

 

[megasis]

How I may send message to you?? I do not see possibility⁠ to send private message here

 

[bobbychow]

Hey Singa, I just try to open Bankera and the rep told I had to‌ be a citizen of of EEA / UK resident. Plus they only take SEPA (not‍ sure exactly what that is yet). Anyone has a good experience with opening a EMI⁠ being a USA citizen and not have to travel there. Maybe like a video call⁤ or skype. Any input is appreciated! Thank ya
S

 

[mattd]

We finally got approved for Bankera but discovered we are classified as high risk. Did‌ not occur to me that a basic amazon e-commerce business would be hi-risk. The high‍ risk fees make it not worth using
https://bankera.com/faq/what-is-high-risk-industry/

 

[Gediminas]

High-risk is⁠ also based on the company jurisdiction, not only on the business activities.

 

[Sols]

E-commerce is considered high-risk? That's good to know in case I need Lithuanian EMI account for my⁠ brick and mortar gift shop in Spain.

 

[Gediminas]

This wouldn't be considered as a high-risk.

 

[Sols]

Let me quote‌ Bankera from the link provided above (What is a High-risk Industry?):

So my joke/point was that it's so broad that only something︀ like a physical store wouldn't be considered high risk by them.

 

[Gediminas]

Yes, but "e-commerce" is a very broad concept. As‍ I mentioned, brick and mortar shop in Spain would be considered as low-risk business. There⁠ are many e-commerce businesses that are labeled as high-risk as well.

 

[mattd]

In our case, we are a Cyprus company running a pretty vanilla amazon e-commerce business.‌ Sounds like there might some wiggle room on the high-risk fees though.

 

[Gediminas]

send me a PM with more details about your business (what are you‍ selling on Amazon, also your company name), I will see if I can do something⁠ for you. 😉

 

[Sols]

I understand what you're saying⁠ and I can see how and why Bankera would have made this decision. I just⁤ think it's unfortunate to label all e-commerce as high-risk. There is a huge difference between⁣ different forms of ecommerce.

 

[Gediminas]

I agree on that.‍ Already suggested them to add some kind of explanation to this page if possible.

 

[nomad999]

https://bankera.com/faq/what-is-high-risk-industry/

This list︀ is a joke or ?
At this point you are better of to list what︁ is not "high risk" ...
Can't wait for the EU to shoke on their aml︂ bs rules, Jesus Christ this is insane ...

 

[megasis]

Bankera refunded to my account 200 euros. I hope Bankera will improve their KYC screening‌ model and clients will not loose their time.
I may say about advantages of Bankera‍ for personal using, that you can buy crypto or send money to crypto-stock exchange.

 

[nexusblue]

Anyone got experience how long it Takes for a personal account to get verified? There‌ are 3 tiers and from what I can see it is not worth it until‍ Tier 3. Waiting since 2 weeks now though for any feedback on my Tier 2⁠ request...

 

[exprtadvisrdev]

Mine took a week to get to the Tier⁤ 3 (around 3 days each Tier)

 

[lrotter]

This is the most tricky and strange solution met so far. Especially the features provided‌ by Spectrocoin. Would not recommend anyone to go there.

 

[Gediminas]

What do you mean by saying tricky and strange solution?

Are you talking about Bankera or‍ Spectrocoin? Both are different platforms providing different services.