You do make me laugh.
Reminds me of one of my last years living in UK and having a Biz in London.
At an end of a Financial Year meeting with my dedicated banker, at the Branch, just behind Oxford St in Portman Square, a young guy (and in those days very amicable, approachable and friendly - NOT like today's robotic morons), would have been around 1990-91, Nick his name was, and he said 'well Mr ........... it seems as though you︀ had a successful year, as you have paid yourself 50 grand (GBP50k) in the last︁ year. However .................................................. you spent 51k on your life'! I replied 'yes, but living in︂ St John's Wood, lot's of women and pubbing/clubbing it most nights of the week does︃ have it's costs'. He smiled and said, 'yes I envy you, but do try to︄ keep the ex's under your earnings next year'. 'Yes Boss' I replied, We stood, shook︅ hands and parted company half smiling/half laughing.
Oh how I do miss the life in︆ London in the 80's/90's, and I am talking about the convivial, helpful Banks ALSO!!!
You can still for the moment do WHAT YOU WISH with your money, until the 'powers︇ that be' decide (they have already decided) that we shall have (MUST have for all︈ our security you understand) CBDCs and of course Electronic Wallets (controlled by them), and THAT︉ will be the absolute END OF OUR FINANCIAL FREEDOM! (which is why we are all︊ here on this forum)