Personal credit cards?

[providenceventurer]

Elaborate more on‌ Cartu.

 

[daniels27]

It is a bank in Georgia.‌ They are quite selective.

 

[JosephLL]

Thats why union card is a safer bet.⁠

 

[providenceventurer]

So you‌ are saying ultimopay with Union cards is the one that is the best combination?

 

[mytoofood]

this company https://ultimopay.io/ ?

 

[alain]

Can anyone tell me which card is the easiest to get with the most perks?‌

I can’t get an American Express online, it’s only available through a bank for me.‍

 

[SCHLOSSFINANZ]

Revolut Ultra 600 EUR / year

 

[Clank]

Isn't it only offered‌ in EU?

 

[SCHLOSSFINANZ]

Revolut Ultra is available in:

• Australia
  
• Brazil
  
• EU
  
• Japan
  
• New Zealand
  
• Singapore
  
• Switzerland
  
• UK
  
• US
  
• French and British overseas territories
  

 

[Clank]

Doesn't seem correct, I have‌ an account in the US and it isn't available.

 

[diro]

beside revolut and wise,‌ what would be the best card for someone living in Europe ?

 

[daniels27]

What do you want to get from that card?‍

 

[diro]

Cashback Rewards & travel points & miles

 

[daniels27]

If you want‌ to maximise it, probably US cards will work best. Just take the ones without foreign‍ transaction fees. You may want to get an ITIN first to start.

 

[cryptofriendly]

Laos is back on the FACF‌ greylist again. Expect tighter rules for account opening and banking coming soon.

https://laotiantimes.com/2025/03/27/laos-pledges-stronger-anti-money-laundering-measures/

 

[mytoofood]

how to get that ITIN any quick way to get⁠ that ? and does it has any tax complications where I live (EU)?

 

[daniels27]

Quickest is‍ probably fiverr. Cheapest is to file a tax return yourself by mail. There are no⁠ tax consequences anywhere.

Bear in mind that you need to file a tax return every⁤ 3 years to keep it, so doing one to start with won't hurt.

 

[response67red]

Do banks there open remotely anymore?

 

[Sols]

In Mauritius? Yes.

 

[response67red]

Do you think it's necessary to go‌ through an introducer or better apply directly?