Moving to Malta in 2023 ?

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Agreed, try opening a decent current account that comes‍ with a debit card in one of their banks. After Malta Swiss banks will feel⁠ like a breeze.
 
I actively︂ considered Malta and Canada both some time and have close family living in Canada and︃ I live just 30 minutes flight from Malta. There is no comparison between Canada and︄ Malta. For a person from a developing world, both are the same for Economics, cost︅ of living and infra. But that's about it. Malta is super congested, which is one︆ reason I dropped it. But its Mediterranean, so you get top-class weather and food. And︇ a very quick gateway to Tunisia, Morocco, and Egypt- some of the cheapest tourist magnets︈ on earth.
 
As someone who lived in Malta for nearly ten years: It's a very busy and‌ loud place, with greedy natives who are not really welcoming to foreigners (there are exceptions).‍ If you face an issue, or even give a suggestion for improvement you'll constantly face⁠ a hostile 'go to your own country!'. Life gets quite boring after a while. Building⁤ quality is poor, you'll face a lot of Issues with Mold (even though that's quite⁣ common across the Mediterranean). A lot of people within the Expat bubble got kind of⁢ 'stuck' in Malta. Alcoholism and Drug abuse are common. Most people that I know and︀ who have their lives under control, or even moved on to start a family, moved︁ out of Malta within a couple of years.

I would definitely avoid the central locations︂ such as St. Julians and Sliema. If the Budget allows and you do not need︃ to be at an Office in the central region on a daily basis, you can︄ create an enjoyable bubble up in the north, for example in Melieha. And make some︅ higher quality friends there too.

Be careful with the 0815 advisory firms, and opt for︆ one of the bigger players to get things done properly, right from the beginning.
 
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