Yes, over the past five years or so, I have invested in multiple (successful) bridge loans in the 13% to 15% range in different countries, including the U.S. In some cases, dealing with banks in particular countries is so onerous that the businesses would rather raise the cash themselves. In other cases, the businesses are expanding so rapidly that they need multiple sources of funds (including banks and private investors). You must do ample due diligence. I choose only companies with a proven track record of success with no defaults -- and I obtain a note backed by the underlying assets as collateral. There is a very low risk profile.