Best High Risk payment gateways

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last time i work with a company that sell replica watches

i am programmer and‌ was tasked to integrate payment gateway in oscommerce

the company use ctopay.com / ctopay.hk
hongkong based payment gateway
they accept replica and other high risk business

but, to avoid from‍ chargeback, they will hold the money for 1 month. we only got 2 chargeback cases⁠ during my employment there.

since my boss is rich, he dont have problem to wait⁤ 1 month for the payout. and the chargeback not hurt his business much because the⁣ replica item is very cheap in china and he charged a lot to his customers.⁢

i saw the company has upgraded their website.
maybe they can accept international customer too︀ now.
 
All HK based payment companies cannot offer Visa to merchants directly. They also have a‌ documented horrible history of actually paying merchants. I STRONGLY urge anyone not to use an‍ Asian (specifically HK/China) based payment company if you want to accept Visa and get paid.⁠
 
i think ctopay transaction fees is around 5-7%
since my company business involve with shipping‌ item, they want shipment proof to avoid chargeback.
if you want to use ctopay for‍ adult website, maybe they will ask for transaction approval code to verify the ownership of⁠ the card.
 
Wonder the same.

I had great experience with Instabill with a semi high risk‍ business selling bamboo.
 
eMerchant works well too for semi high risk so does many of the payment processors‌ you can find around and even in the resource section of mentor group.

However, when‍ it comes to real high risk business it is going to be harder and you⁠ most often need many payment processors because you burn them one by one quickly.
 
We are in the appliance repair plan industry, we would like to do 100% Moto‌ payments. Uk business, servicing Uk. Does anyone know how we can get these types of‍ companies onboarded?

We find that most payment providers are not interested in this industry and⁠ the ones that are interested, only offer e-commerce, or pay-by-link.
 
I don't believe there is a best high risk processor for anything. But there are‌ high risk payment processors for some sort of business and some of them have more‍ strict rules and policies over others!
 
Last time seen @GAC Limited is a few months ago according to forum view. Maybe‌ he got vaxxed and is a Zombie now.

That said, I believe you can find useful processors in⁣ mentor group gold for almost any industry.
 
can you tell⁠ us what processor you have found or if you not have found a solution? I'm⁤ interested please?
 
I apologize for the inaccuracy of the translation .. google eat it by the leg‌ ..... many are looking for and not me .... I found a solution only a‍ large percentage
 
Guys - good news I joined the mentor group gold today just to run through‌ some of all of the stuff there.

Since a very long time I have been‍ looking for valid high risk payment processors, posted a thread about my findings already the⁠ last day. I found nothing I really could use, but this thread https://www.offshorecorptalk.com/threads/recommendations-payment-processors-for-warez-sites.36446 looks like⁤ to be the problem solver.

It's posted in the mentor group so I don't think⁣ I can post it here. thanks to this community I'm finally a step further.
 
By now OP may hopefully already have found a valid payment processor for his needs.‌

I just want to add to the list and for interest for the many people‍ around looking for a merchant account.

When you open a thread asking for a merchant⁠ account for your business, you want to share the basic information to get qualified answers:⁤

  • how much volume do you have per month?
  • is this a new business?
  • do you⁣ have any processing history?
  • what is your current chargeback ratio?
  • have you been kicked by⁢ your current payment processor?
  • do you know if your business is considered to be high︀ risk or regular business?
  • are there any illegal product or services sold?
  • does your business︁ require a license?
  • do you intend to run a unlicensed business and seek a payment︂ service?
  • where is your business located?
  • where are you from?
Without knowing all these basic︃ information it will be a wild guess every time such questions, threads or posts seeing︄ the daylight.
 
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