Germany EMI bank account

[May20]

Hi Everyone,
EU citizen but not from germany and
I would like to know if‌ there are any EMI's or banks, like N26 had before that issues germany bank account‍ with simple verification, selfie included or even without selfie, only ID and from a different⁠ EU country.

Many thanks.

 

[GlobalConsult]

Online account opening only possible via Post-Ident oder Video-Ident.

Most banks in Germany only accept‌ customers who are resident in Germany. What do you need a German bank account for?‍

 

[May20]

I have to recieve some money, but I'm talking about⁠ and emi like revolut or transferwise that can be setup fast...

 

[VESTANON]

More info with regards the need for a DE IBAN would go a long way‌ towards proffering a solution..cof%¤#

 

[VESTANON]

From the scenario above,do you intend to cashout through an EMI?

 

[May20]

no, just want to recieve a little payment so they can charge a fee.‍ DE Iban yes
Is there any emi like revolut or monese or transferwise?

 

[May20]

or maybe a bank with simple doc verfication, but fast onboarding, what about fidor?

 

[VESTANON]

You could try the EMI you mentioned in your post,and get a possible‍ feedback...from them and update your findings on the tread..

 

[VESTANON]

Subscribe for the MG, lots of info in there that could‍ assist for an EMI setup either using Darks or Whitelabel services...

you could also get⁠ a virtual bank acct with IBAN as an alternate solution.

 

[GlobalConsult]

But why DE IBAN is required?

 

[GlobalConsult]

And as already written, in Germany, you can only open an‍ account with Post-Ident or video-ident. NO other option - whether at a bank or EMI.⁠

 

[fourzero]

As previous members mentioned, account opening without video KYC is not possible with German EMI's‌ because of regulation imposed by BaFin. Regulatory bodies in other countries e.g. Netherlands aren't so‍ strict and also photo upload based KYC (Bunq)

 

[Sols]

If it's for a personal account, Bitwala gives you a DE IBAN (issued by SolarisBank)‌ and setup is quite quick and easy but you will need to undergo a video‍ KYC procedure.

 

[isyet]

Transferwise recently stopped giving‍ a DE IBAN. It only gives BE IBAN.

 

[Elve]

There is also Mobile Banking für ein besseres⁠ Morgen | Tomorrow which uses solarisbank

 

[IlyMily]

Payoneer provide DE IBAN issued by WireCard. Transferwise are offering BE iban now though

 

[Saho]

YuroPay provides DE IBAN too. They require selfie + documents. And the first transfer must‌ be done from another bank account in your name. In Austria there are also some‍ banks which allow opening bank accounts by only doing a transfer from your already existing⁠ bank account. But YuroPay is crap, so better don't waste your time with it.

 

[Piano]

ONLY BE IBAN for Europe bank accounts ?

 

[isyet]

Yes.

 

[Evgeniy Miller]

Did you try to‍ use Commerzbank?