Fidor Bank vs BlackCatCard - which is better for a Personal Account on high limits ?

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flashbang

🗣️ Active Recruit
Jan 1, 2022
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Hey guys,

I was wondering which is better and more safe to go with ?‌

Fidor Bank vs BlackCatCard for Personal Bank account.

I would handle more than €100k on‍ it , with a one time payment coming in to the account of at least⁠ €100k... (from my own Wise account)

  • I do NOT want to get my funds /⁤ account frozen - or in case it is out of option, which one is easier⁣ / faster to get along with in such a terrible scenario ?

Thank you guys⁢
 
I think both will lock/freeze your account if you make a one-time payment of 100k‌ €, especially if you just create an account and proceed to receive such a big‍ amount. But as long as you can prove everything is legal and in order, you⁠ should be good. If I was in the same situation I'd choose Fidor because they⁤ seem more professional and have existed for over 10 years. Blackcatcard seems very sketchy and⁣ their cards issuer too.
 
Fidor Bank is at least a real bank which you may contact to clarify your‌ situation and what it is you want to do.
 
You are right. I will go with Fidor.

However, they speak German only .. that is‍ so hard since I do not speak that language.

do you have a good story for the SOF ? 🙂
 
I do believe that in a licensed German‍ bank you will always find a person speaking fluent English. Perhaps not every clerk does⁠ but you will definitely solve this problem.

Well, I am afraid that no universal (succesfull)⁣ story exists. It always depends on your personal situation. A good lawyer / tax advisor⁢ / certified accountant (according to your jurisdiction) – that is pledged to the professional secrecy︀ so you can depict him all the matter – may advise you. (But beware, it︁ usually is not a very cheap advice.)
 
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